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Senior Credit Risk Analyst
2 weeks ago
We have an exciting opportunity for a Senior Credit Risk Analyst to join our Lending team here at Hastings Direct.
We're flexible on location, this can be based fully remote at home or in any of our offices in Bexhill, Leicester or London - Cannon Street.
**About the role**
You'll be joining at a very exciting time of growth, working in the Credit Risk team within the lending business. This is a hands-on role where you will be using multiple data sources and analytical tools to develop and optimise credit risk management strategiesfor long term profitability.
**What You'll be doing**:
- Develop, monitor and optimise acquisition, account management and collection strategies to drive commercial results whilst preserving customer outcomes, regulatory compliance and reputational integrity
- Maintain a robust management information suite, which facilitates effective performance monitoring and identifies threats and opportunities to optimise risk strategies
- Provide analysis and inputs for Trading, Committees, Regulatory reporting and other ad-hoc management requests
- Support development of new personal lending products and propositions, with a focus on the development of suitable credit risk strategies
- Ensure that you are meeting customers' fair and reasonable expectations and provide fair outcomes. Question and challenge peers and managers where processes and procedures do not meet these expectations and any activity that does not place customers' interestsat the heart of how we do business
**Benefits for you**
Please find some of the great benefits we offer here at Hastings Direct:
- Competitive salary which we will share upon shortlisting
- Car allowance
- On target bonus earning potential of up to 10%
- Excellent pension offering - up to 10% matched
- Private medical for you
- Life assurance
- Flexible benefits - buy or sell up to 5 days holiday, cycle to work scheme, opt in dental and healthcare cash plans and more
- 27 days holiday + bank holidays
- An excellent wellbeing programme offering you access to multiple partners such as Nudge (financial wellbeing support) and our colleague assistance programme, plus so much more
- Smart Reward - access to various High-street discounts as well as discounted Hastings Direct products
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