Underwriter

8 months ago


Milton Keynes, United Kingdom Quantum Mortgages Limited Full time

Quantum Mortgages are a new and exciting specialist Buy to Let mortgage lender that distributes via the financial intermediary channel.

We are looking for someone with current experience of underwriting Buy to Let mortgages in the UK as well as excellent administration, computer literacy, telephone communication skills and an ability to work well under pressure. Specific mortgage underwriting experience within the complex specialist buy-to-let mortgage sectors would also be of benefit.

This is a rare opportunity to be a key part of a team building a specialist lender. Due to the new start nature, lots of flexibility is required to get involved in all aspects of the business rather than being stuck in a very defined role. In return, you will have the autonomy to develop your role, make an impact and have a clear career progression within a rapidly growing business.

**Key responsibilities**:

- To process & underwrite new loans in line with credit policy, the responsible lending policy and the underwriting manual.
- To participate and contribute to ongoing business improvement activity.
- Build a thorough understanding of the products offered by the Firm, its lending strategy, credit risk policies, and processes.
- Ensuring a high level of accuracy of data entry and ongoing record keeping.
- Supporting the processing team and underwriting peer group in delivering an excellent, compliant service with prompt and accurate decision at each stage of the process.
- We are looking for someone who has:

- A current or recent Underwriting Mandate
- A good understanding of the mortgage process
- Knowledge of working under pressure to tight deadlines - a 'can do ‘attitude
- Record/file management experience
- Experience of working in a team
- Ability to prioritise tasks
- Excellent communication skills
- Adaptability and flexibility to accommodate ever changing business needs


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