Graduate - Short Term Lending

2 weeks ago


Watford, United Kingdom West One Loans Full time

The graduate role will allow participants to engross themselves into the short-term lending team within the Development Finance division. The graduate will learn a wide array of skills involved in secured lending across residential and commercial property in the UK.

**Key Accountabilities**
- Learning how to make up case files including basic online searches such as Land Registry, Credit Searches, Company searches, Rightmove searches
- Understanding how to interpret the above searches and underwrite individual cases
- Learning how to assess valuation reports as well as monitoring surveyor reports for live construction projects
- Preparation of loan documentation
- Data input and management into systems
- Assisting underwriters, case managers & portfolio managers with preparing credit papers
- Liaising with external parties, i.e. valuers, solicitors & monitoring surveyors
- Responsibilities may involve helping relevant teams streamline processes within the organisation
- Responsibilities might also include analytical tasks in regard to sales, pipelines and existing loan portfolios
- This list is not exhaustive and the duties are liable to change from time to time in line with the needs of the business_

**Skills & competencies**
- Good telephone skills
- Attention to detail
- Ability to work as part of a team
- Good verbal communication skills

**Knowledge & Qualifications**
- A robust knowledge of Word, Excel and Outlook is required

**Personal Attributes**
- flexible
- punctual
- articulate
- calm and self-assured
- well organised

**Values - CREDIT**

**C**

Customer - Customers are our primary focus

**R**

Results - Results matter, create value every day

**E**

Energy is contagious, Share it

**D**

Developing our people makes us different

**I**

Invent the solution - be proactive

**T**

Teamwork - Together we can build the business

**Job Types**: Full-time, Permanent

**Benefits**:

- Company pension
- Private dental insurance
- Private medical insurance

Schedule:

- Monday to Friday

Work Location: In person



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