Senior Underwriter

3 weeks ago


London, United Kingdom Simply Business Full time

**We’re Simply Business**

We insure small businesses and enable big dreams - not just for our customers, but for our people and communities too. With over 1,000,000 active insurance policies, we protect builders, bakers, landlords, and more than 1,000 other trades.

We harness cutting-edge data ability, believe in experimentation, and build our own technology to deliver better experiences for our customers and employees. This means we’re as much a technology company as one that sells insurance. We build, we fail, we learn, we improve. We’re a B Corp too, which recognises our strong track record of having a positive impact on people, society and the environment.

If Simply Business sounds like the kind of place you’ll thrive, we’d love to hear from you

We're looking for a Senior Underwriter to join the MGA team in London.

**Here's what you'll be doing**:

- managing a portfolio of risks at a macro level for a range of commercial products for our small and medium-sized business & landlord audience. This Includes tradespeople and construction, retail, office and professional indemnity
- working with others to manage our pricing models, underwriting rules, policy wordings and endorsements
- understanding and monitoring our account make up and underwriting performance. Then use this information to develop and drive frequent pricing and product actions.
- regular market research to understand best practice and development of world-class underwriting
- owning and managing both internal and external relationships with key stakeholders and building good relationships with key contacts
- support our New Markets team to develop our distribution capability while generating a profitable book of business
- end-to-end exposure to the full insurance business

**We're looking for someone who is**:

- from an underwriting background with 5+ years of commercial SME underwriting-related experience, including experience in managing and controlling the mechanics of a portfolio of business, ideally in an online underwriting environment.
- an enthusiastic person that has great interpersonal skills and can build relationships with our insurer partners
- able to demonstrate ownership and can give projects a sense of momentum
- able to articulate important measures of success. This includes negotiation of commercials, process and performance management
- likely to have completed or is near completion of an ACII qualification
- a natural innovator that can bring ideas to drive growth and improve efficiency
- able to bring a logical and data-driven approach to technical underwriting
- experienced in training junior colleagues
- a strong communicator that can simplify complex work for others, whilst keeping a close eye on the detail and working to high standards.

**A few more details about the role**:

- you'll understand and drive improved portfolio performance, supporting the performance of the book
- you’ll be comfortable making judgements - you’ll have underwriting authority
- you'll own and deliver large internal projects with a strong will to make things happen and get stuff done
- you'll drive our high-performing team culture while coaching and training junior members
- you'll make sure all our regulatory requirements are met, making sure our products provide good value to our customers
- you'll support our audit and peer review process to make sure our high standards are maintained
- you'll contribute to the case referral process from our contact centre technical team, making sure it’s well managed
- you'll own and manage internal and external relationships with key stakeholders while building strong and credible relationships with key contacts

**Our culture is inclusive and diverse**

**We Embrace Individuality **We value what’s important to each and every SBer. Whether that be providing access to cutting edge wellbeing support, or being part of one of our many diversity networks and communities. We also take personal development seriously - we’re all about enabling big dreams.

**We Trust Who We Hire **We empower SBers with choice and flexibility to make the right decisions based on the needs of their roles and we’ve been working this way long before Covid19.

There’s no one-size-fits all solution when it comes to how often we get together in person, so all of our people and teams find the rhythm that suits them best when it comes to working from home or hub.

**We’re innovative **We've created a place for people to be curious, experience new things, and bring unique ideas to the table. If you want to learn how we do all this - head over to our Careers page where you’ll see us walk the talk

Our mission is to make Simply Business synonymous with fairness, belonging and inclusivity. We won’t be happy until we’ve created a truly inclusive culture - where every employee, whatever their background, role, or location, feels comfortable being their authentic self at work.

We all have a part to p



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