Mortgage & Protection Adviser (Trainee Ifa)

3 weeks ago


Leicester, United Kingdom North Oak Recruitment Ltd Full time

**Mortgage & Protection Adviser (Trainee IFA)**

**Leicester (Our Ref AL1206)**

**Salary to c£45,000 + benefits**

My client is an award-winning IFA, Mortgage and Investment House and they now have an exciting and quite unique opportunity for an experienced Mortgage & Protection Adviser to join their team as a Mortgage & Protection Adviser initially, with a view to developinginto an Independent Financial Adviser role. Full support and training is on offer to take you through this journey and become Diploma Level 4 qualified, if you aren’t already there. CeMAP (or equivalent) is of course, a pre-requisite for the role, as wellas a proven and successful Whole of Market / Independent mortgage background.

**The Role**
- Provide suitable advice to existing and prospective clients through ethical & compliant sales activities, whilst operating within the Companys’ Compliance and T&C procedures
- Deliver clear client presentations
- Present suitable advice to clients in a concise and balanced manner explaining clearly the charges and disadvantages together with the main reasons for your advice
- Complete paperwork utilising systems accurately and completely
- Complete all basic documentation for advice in a thorough and conscientious manner
- Complete a self-assessment checklist when submitting new business, where required
- Ensure that the suitability letter / demands & needs statement is clear and caters for all the areas covered in the FCA guidance /rules.

**Principal Accountabilities**
- Follow the requirements of the Financial Services and Markets Act 2000, and the FCA Principles and rules and the Individual Conduct Rules
- Be suitably qualified / hold an appropriate qualification (Mortgage & Protection Adviser)
- Ensure that there is enough material information to support the advice you give
- Be able to analyse client information conscientiously and accurately in order to provide suitable advice
- Understand and utilise all of the Companys’ research systems
- Be adequately prepared for regular and annual review meetings with supervisor
- Maintain competent status
- Maintain a good working knowledge of the marketplace
- Maintain specified standards of performance - KPI
- Maintain accurate records of relevant and suitable CPD carried out

**About You**:

- You’ll need to be CeMAP qualified (or equivalent) and have a proven and successful Whole of Market / Independent mortgage background
- A desire to take CII qualifications in order to become Diploma Level 4 qualified
- Self-motivated with excellent networking and business development skills
- The ability to work within strict, regulated FCA guidelines



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