Underwriter (Includes Some Saturday Working)
7 months ago
**Join a Leading Financial Services Company - Motor Underwriting Team**
At our company, we value diversity and inclusivity, encouraging applicants from all backgrounds to join us. We believe in work-life balance and offer flexible work options to support our employees.
**Position: Motor Underwriter**
As a Motor Underwriter with us, you will play a vital role in supporting our dealer partners and end customers. Your responsibilities will include manually reviewing and processing motor finance proposals while ensuring they meet our credit risk parameters.
**Responsibilities**:
- Evaluate and underwrite customer proposals in line with company policies and procedures.
- Liaise with motor dealer partners to communicate proposal decisions and negotiate figures and requirements for acceptable deals.
- Process customer documentation and perform required database checks (e.g., CIFAS) during underwriting.
- Maintain clear and detailed notes in our proposal system to comply with audit processes.
- Conduct customer security checks and facilitate fund payments to dealer partners.
- Handle general administrative tasks related to new business activity.
- Stay updated with the motor market to make informed decisions.
**Requirements**:
- We are looking for individuals with the following qualities:
- Excellent communication and IT skills (MS Word, Excel, and Outlook), with a willingness to learn new systems.
- Ability to collaborate effectively within a team.
- Experience in using decision-making skills and interpreting information efficiently.
- Strong attention to detail and accuracy.
- Negotiation skills within an operations process.
**Preferred Skills (Not Essential)**:
While not mandatory, experience or knowledge in the following areas would be advantageous:
- Familiarity with FCA regulations related to Compliance, Data Protection, Anti Money Laundering, Consumer Credit Directive, or Consumer Credit Act.
- Previous experience in an underwriting position and holding a mandate.
If you are proactive, outgoing, and dedicated to delivering exceptional customer service, we would love to hear from you. Join our Motor Underwriting Team and be part of a company that values its employees and customers alike.
**Job Type**: Part-time
**Benefits**:
- Flexitime
Schedule:
- Flexitime
Work Location: In person
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