Senior Flow Underwriter

3 weeks ago


London, United Kingdom Corporate Recruitment Solutions Full time

**About the Senior Flow Underwriter Role**

Our client is a specialist bank which has embarked upon an exciting process of repositioning and is emerging as a leading challenger in the Asset Finance market. This exciting opportunity is working with a fantastic company who really care about their employees,understand, and are committed to the market, and have implemented market leading broker systems to drive their growth.

**As Senior Flow Underwriter your responsibilities and duties will include**:

- Timely and accurate underwriting decisions within a higher level delegated authority and recommendations to senior management and Transactional Credit Committee where outside of personal mandate
- Prepare comprehensive financial analysis identifying all material financial and other risks and opportunities in order to arrive at a balanced and informed recommendation
- Undertakes all appropriate diligence in respect of transactions, including reference to relevant bureaus, referencing agencies & other external sources ensuring alignment to the Bank’s risk policies
- Maintains active watch over portfolio performance & awareness of market trends
- Able to liaise with key customers

**About You**

If you are currently in a Credit & Risk role or are currently working as an Underwriter/Credit Manager this is the ideal next step in your career.

**Skills required for the Senior Flow Underwriter role**:

- Extensive experience in underwriting asset finance proposals with detailed knowledge of various asset types
- Fundamental knowledge of accountancy and financial analysis of SME’s and corporates
- Demonstrable ability to understand value across a range of hard and soft assets
- Ability to work independently in taking a pragmatic approach to underwrite within parameters of credit policy; appreciation of when escalation / guidance is required.
- The willingness, aptitude and gravitas to be a key member of a growing business
- From a credit perspective, lending experience of SME and corporate clients
- Understanding of regulatory governance and ensuring compliance with lending and credit policies (including management of large exposures / concentration risk)



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