Credit Risk Strategy

3 months ago

London, United Kingdom JPMorgan Chase & Co Full time

**JOB DESCRIPTION**

If you are intellectually curious and have a passion for driving financial assistance solutions for a new digital bank with a cross functional team that is pushing customer experience boundaries, you may be the perfect fit for our team.

**Responsibilities**:

- Oversees the credit risk strategies and mandates in place to maintain regulatory requirements.
- Oversees the credit risk strategies and mandates to make sure they are performing in line with risk appetite
- Oversees f the credit risk strategies and mandates to make sure they are operating to a high level and adhering to policies
- Manages and maintain a risk register across credit risk.
- Plans and execute independent assurance activities, such as in-cycle testing, thematic reviews, that target focus areas across the credit lifecycle
- Distributes credit risk assurance results and reviews as required to the Credit Risk Oversight Forum, ICB CRO, and JPMEL / ICB risk committee.
- Acts as a key point of coordination for all regulatory and audit requests for information

**Required qualifications, capabilities and skills**
- A credit risk professional within the banking or consumer credit sector, with a deep understanding of credit strategies, processes and related analytics
- Deep understanding of UK regulatory landscape
- Experience working within the 2LOD for a company within financial services
- Advanced PC Skills, Word, Powerpoint, and Excel (graphs, charts, formulas etc.)
- Evidence of initiative, bringing results, teamwork and collaboration

**Preferred qualifications, capabilities and skills**
- Experience of how to perform data extraction, manipulation and analysis in a programming language is a plus (such as SQL, Python)
- Demonstrated excellent written and oral communication skills to clearly present analytical findings, issues and make business recommendations
- Able to work effectively in agile environments, delivering value whilst managing and adapting quickly to fast paced change

**ABOUT US**

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as any mental health or physical disability needs.

**ABOUT THE TEAM**

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

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