Credit Risk Manager

1 month ago


Kent, United Kingdom Birchlake Recruitment Ltd Full time

Proven experience in credit risk management, (preferably) of secured retail loan portfolios
- Solid understanding of credit policy governance framework and core credit concepts such as PD, LGD, and EAD
- Strong Experience in making data driven decisions
- IFRS9 Experience (desirable)
- Python/ R Modeler
- Scorecarding experience
- SME lending experience

Primary Responsibilities:

- Using analytics to develop existing lending strategies and create new ones
- Creation and assessment of new credit scorecards
- Second-line approver of SME credit proposals
- Providing support for new funding facilities
- Preparation of monthly board reporting and materials for credit committee meetings
- Macro modelling and assessing the impact on the company's loan portfolio
- Reviews of portfolio trends and KPIs, with deep dives as and when needed
- Providing risk consultancy to other areas of the business
- Reporting findings to senior management and Board level

For more information about the Credit Risk Manager Role, please get in touch



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