Credit Analyst
1 month ago
Our client, a Global Bank is currently searching for a Credit Analyst for their Project Finance and Structured Finance, based in London
Principal Purpose of the Job:
Minimise the Bank’s credit-related losses by identifying and reasonably measuring the credit risks and mitigants in proposals, reviewsetc.
Make clear and unambiguous recommendations to Credit Committee, in accordance with the Bank’s credit policies, regarding theacceptability of particular business deals from a credit perspective whilst simultaneously maintaining an independent and objective view within the credit process.
Effectively monitoring, identifying and reasonably measuring credit risk within the Bank’s asset portfolio.
Reporting Relationship:
The Credit Risk Department is in charge of the Credit Approval and Credit Management functions.
This role will report to the Deputy Head/Manager in Credit Risk Department who is in charge of the credit approval work inCRD.
Provide credit evaluation report for various credit products which provides overview of transactions, financial and non-financial riskanalysis, key risks identified with the associated mitigation if any as well as credit recommendation (including suggested credit enhancement as well as management conditions). Assisting with theimplementation of credit risk appetite, credit policies and procedures and management processes once they are established. Make sure the credit transactions are compliant with creditpolicies.
This position mainly focuses on project finance business and may also cover some other sector’s credit business based on the types ofproposal from front office.
Provide effective challenges as well as guidance to the proposals from Front Office; Draft and present credit opinions to CreditCommittee, by maintaining an objective and independent view within the credit process, in accordance with the Bank’s credit policies. Achieve timely turnaround of credit proposals and reviews, inaccordance with pre-agreed Departmental objectives.
Provide Head of CRD and DGM (credit) as well as credit committee with the professional risk analysis and appropriate risk mitigationmeasure in a timely manner.
Conduct post lending management work including but not limited to 1) monitor the credit ceilings and credit exposures carefully toensure loan performing well with all covenants well maintained, 2) monitor the financial performance of the borrower regularly associated with market and industry dynamics, 3) monitor the conditionssubsequent and ensure all conditions are met at any time through the loan life.
Perform credit review and research of industry / customer-related information for all new proposals and (on at least an annual basis)for existing customers.
Proactively monitor industry and sector trends as well as counterparty risks for early warning signals.
Other functions and tasks as maybe required to assist the Head/Deputy Head of Credit Risk.
Senior Management Function (SMF) – one that involves the person performing it being responsible for managing one or more aspects of thefirm’s affairs, so far as it relates to regulated activities, and those aspects involve, or might involve, a risk of serious consequence for the person, or for the firm or for other interests in theUK.
The Prescribed Responsibilities and Other Responsibilities are as set out in the Statement of Responsibilities and the ResponsibilitiesManagement Map.
Advising on, dealing (as principal or agent) and arranging (bringing about) deals in and/or managing investments
Giving advice to clients in connection with corporate finance business and performing other functions relating to this
Where direct reports include staff within Certification population
Role holder is a voting member of the Credit Committee
The incumbent must comply with the requirements under the Senior Managers and Certification Regime.
Skills Required:
- Possesses a minimum of 3-5 years' work experience in Project Finance/Structured Finance credit review area.
- In-depth knowledge and deep understanding of risks and mitigations across different industries, countries and clients’ type. Businessand economy related know-how, and excellent financial analysis, projection and stress test skills.
- Exceptional analytical and negotiation skills and dedicated problem solver with a positive personality and can-do attitude.
- Collaborative personality and ability to complete tasks independently.
Our client is an equal opportunity employer and ensures that no applicant is subject to less favourable treatment on the grounds ofgender, marital status, race, colour, nationality, ethnic or national origins, age, sexual orientation, responsibilities for dependants, physical or mental disability. Candidates are selected forinterview based on their skills, qualifications and experience.
Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supportingdocumentation.
For further information, please contact:
#J-18808-Ljbffr-
Banks Credit Analyst
6 days ago
United Kingdom Carr Lyons Search & Selection Full timeOur client a major International Bank is seeking to recruit an experienced Commodity Finance Credit Analyst. Preparation of credit reports/reviews Credit risk assessment across the commodity finance portfolio Responsibility for annual reviews and business requests Monitoring the portfolio and identifying trends and risk The successful incumbent...
-
Credit Analyst
6 days ago
United Kingdom Kite Human Capital Full timeCredit Analyst – Financial Services – London (Hybrid) - Competitive Salary Credit Analyst required to join a leading financial services business, where you would be responsible for undertaking credit analysis across a range of clients/counterparties, covering a variety of jurisdictions. This is a permanent position based in London offered on a hybrid...
-
Credit Analyst
3 weeks ago
United Kingdom JCW Group Full timeCompany: Banking Client Location: London About Us: Our banking client seeks two Credit Analysts to join their global team. Responsibilities: Review credit applications and determine credit lines for various entities. Collaborate with stakeholders to manage credit risk effectively. Conduct customer meetings for larger deals. Contribute to projects...
-
Senior Financial Credit Analyst
7 days ago
United Kingdom cer Financial Full timeCommercial and Residential Credit Analyst Commercial and Residential Credit Analyst International Bank My client a well-structured, well established international bank is looking to appoint a senior commercial and residential credit analyst/credit underwriter to help with a real estate focused portfolio. They are looking to grow the debt portfolio...
-
Credit & Collection Analyst
2 weeks ago
United Kingdom Flowserve Full timeCredit & Collection Analyst page is loaded Credit & Collection Analyst Apply locations Newcastle upon Tyne, United Kingdom time type Full time posted on Posted 2 Days Ago job requisition id R-9905 Flowserve Corporation is a public, multi-national company engaged in the engineering, manufacturing and servicing of advanced technology fluid handling and...
-
Commodity Finance Credit Analyst
6 days ago
United Kingdom Carr Lyons Search & Selection Full timeOur client a major International Bank is seeking to recruit an experienced Commodity Finance Credit Analyst. Key responsibilities: Preparation of credit reports/reviews Credit risk assessment across the commodity finance portfolio Responsibility for annual reviews and business requests Monitoring the portfolio and identifying trends and risk The...
-
Credit Analyst Hedge Fund
1 day ago
United Kingdom cer Financial Full timeHedge Fund Credit Analyst Permanent cer Financial are working alongside a really interesting and progressive mid-tier bank who are based in the City of London. They are seeking a Credit Analyst to work with them on a permanent basis to work on a portfolio of Hedge Fund clientele. The Responsibilities of a Credit Analyst Will Include: Discussion of...
-
Lead Credit Risk Analyst
6 days ago
United Kingdom MBN Solutions Full timeLead Credit Risk Analyst Manchester (Remote-first) Do you want to be involved in revolutionizing the a credit risk capability? Are you a Credit Risk Data Modelling expert looking for their next challenge? MBN Solutions are partnered with a Tier 1 UK Bank on the lookout for a Lead Credit Risk Data Analyst to join their expanding team. Performing...
-
Senior Credit Risk Analyst
3 days ago
United Kingdom Harnham Full timeSenior Credit Risk Analyst London £65,000 + Competitive Benefits This is a great opportunity to join an innovative, growing fintech lender as a Senior Credit Risk Analyst responsible for their Expected Loss (PD, LGD, EAD) models and processes. This is a highly technical role with broad responsibilities including Credit Risk modeling, analysis, strategy...
-
Credit Analyst
1 day ago
United Kingdom cer Financial Full timeCredit Analyst / Portfolio Analyst - Infrastructure / Project Finance Permanent £cer Financial are working alongside an exciting Financial Services company who are based in the City of London. They are seeking a Credit Analyst/Portfolio Analyst - Infrastructure/Project Finance to work with them on a permanent basis. My client issues bonds into the...
-
Senior Credit Risk Analyst
4 weeks ago
United Kingdom Redefined Ltd Full timeSenior Credit Risk Analyst, you will be responsible for supporting the oversight of first line credit risk management and reporting and development of product standards. You will analyse portfolio risks and concentrations and build portfolio and arrears forecasting; escalating material risks to committees as required. You will also support the Senior...
-
Senior/Lead Credit Risk Analyst
3 days ago
United Kingdom Harnham Full timeLEAD CREDIT RISK ANALYST As a Lead Credit Risk Analyst, you will play a pivotal role in managing and enhancing our bank's credit risk strategies. Leveraging your expertise in credit risk analysis, you will contribute to the development and implementation of robust credit risk models and policies, ensuring the bank's portfolio remains resilient and...
-
Investment Analyst
1 week ago
United Kingdom F&L Search Full timeAbout Our Client: Our client, a leading investment firm, is actively seeking to enhance its private credit team by adding a skilled Investment Analyst. This role is within a firm renowned for its robust involvement in the private credit sector, providing a fast-paced and intellectually stimulating environment where teamwork and a strong work ethic are...
-
Business Analyst
2 days ago
United Kingdom Maclean Moore Full timeBusiness Analyst (Credit Cards) | Leeds | Long-term | Contract Maclean Moore have partnered with a global consultancy who are looking to hire a Business Analyst that specialises in Credit Cards and ideally has experience with PCI. Business Analyst (Credit Cards) Initial 6 months, scope for extension Leeds Focus: -RACI to ensure it is clear who has what...
-
Senior Credit Analyst
1 month ago
United Kingdom Wintermann Search Full timeCredit Analyst – Project Finance & Structured Finance Our client, a Global Bank is currently searching for a Credit Analyst for their Project Finance and Structured Finance, based in London Minimise the Bank’s credit-related losses by identifying and reasonably measuring the credit risks and mitigants in proposals, reviewsetc. Make clear and...
-
Senior Credit Research Analyst
3 weeks ago
United Kingdom ABWRecruitment Full timeSenior Credit Research Analyst - Fully Remote - 6 months - 460 per day My client a Leading Energy Supplier based in Canary Wharf requires a Senior Credit Research Analyst for a 6 month contract @ £460 per day (inside ir35). Fully Remote working available if desired. The credit research analyst for trading & shipping (t&s) is accountable for...
-
Credit Analyst
1 day ago
United Kingdom cer Financial Full timeCredit Analyst / Portfolio Analyst - Infrastructure / Project Finance City of London Permanent £65,000 cer Financial are working alongside an exciting Financial Services company who are based in the City of London. They are seeking a Credit Analyst/Portfolio Analyst - Infrastructure/Project Finance to work with them on a permanent basis. My client...
-
Senior Analyst
1 month ago
United Kingdom Equifax, Inc. Full timeAs an Equifax Senior Analyst you will play an important role in Client Analytics within Data and Analytics (D&A). You will support analytical projects utilising CRA data and will help with client queries and modelling assignments. You will have engagements with external clients and internal stakeholders and support revenue deliverables for Equifax UK. ...
-
Regulatory Business Analyst
6 days ago
United Kingdom HSBC Full timeBusiness Analyst – Wholesale Lending & Credit Operational Resilience London (hybrid) Contract until December 2024 £If you’re looking for a career that will help you stand out, join HSBC, and fulfil your potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities,...
-
Middle Office Analyst/ Senior Analyst
2 weeks ago
United Kingdom Gresham Hunt Full timeOur client, a specialist private markets alternatives investment manager is seeking a credit focused Middle Office Analyst to join their team in London. As the Middle Office Senior Analyst, you'll play a crucial role in supporting Asset Managers by meticulously reviewing fund profit and loss accounts, calculating Net Asset Value (NAV), and ensuring...
