Credit Analyst

3 weeks ago


London, United Kingdom CER Financial Full time

Credit Analyst /Portfolio Analyst - Infrastructure/Project Finance

City of London

Permanent

£65,000

cer Financial are working alongside an exciting Financial Services company who are based in the City of London. They are seeking a Credit Analyst /Portfolio Analyst - Infrastructure/Project Finance to work with them on a permanent basis. 

My client issues bonds into the market to raise money to lend for infrastructure projects. They need someone with advanced excel and modelling skills. 

The Responsibilities of a Portfolio Administrator Will Include:

· Continuously monitor the development of individual portfolio transactions, perform Market/Sector research and analysis and inform management as well as client of any material developments on a portfolio of (mostly) performing loans.

· Regular (at least annual) analysis of key risks including financial risk, operational risk, off- taker/supplier/ guarantor risk, country/regulatory risk and market risk.

· Preparation of robust and concise internal credit papers 

· Review/update of cash flow models.

· Prepare internal ratings.

· Preparation of client off colour and watch-list reports discussing trends, remedies, progress, future loan amendments and provide advice regarding possible exit strategies.

· Analyse, evaluate and comment on drawdown requests and transaction related financial, technical and legal reporting provided by borrowers and/or advisors.

· Ensure timely covenant tracking with adequate recording in relevant system (CreditHub/ DocVault/Task Manager)

· Prepare appropriate Excel sensitivity analysis for transactions.

· Discuss/negotiate waiver requests, early repayments and restructurings (with senior assistance) with borrowers/agents and other external/internal parties.

· Where required, discuss/negotiate necessary credit and collateral documentation and ensure that all documentation and decisions required are correctly prepared, communicated and processed,

· Maintain electronic credit files for respective deals, ensuring key documents have been saved before submission of approval requests,

· Contribute to regular and ad hoc reporting requests from management, the client and its auditors on the portfolio, the sector and specific deals,

· Provide input to internal reports (e.g. internal surveillance lists etc.)

· Liaise pro-actively and effectively with different client departments for the respective portfolio.

· Support marketing efforts as and when required (e.g. preparation of presentation materials, scope definitions, Request for Proposals, capacity calculations etc.)

· Observe market for potential service opportunities.

· Provide services in relation to 3rd party client portfolios as detailed under (future) service level agreements.

· Support dedicated unit in diligence/onboarding of new portfolios.

The Successful Portfolio Administrator Will Have:

· Banking / University degree (honours)

· Advanced excel and modelling skills.

Post graduate qualification.

· Must have established previous working experience with a proven track record in a related credit / risk/asset management environment involving infrastructure and energy project finance.

· Good understanding of both project and corporate finance with a solid background in and knowledge of credit risk drivers and risks inherent in the respective borrower industry sectors.

· Solid analytical and technical skills and ability to understand complex loan documentation and financing structures and ability to convey technical (modelling) concepts to both technical practitioners and third parties.

· High level of familiarity of MS Excel 



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