Roving Underwriter

Roving Underwriter, you will support the network of primarily Northern Brokers managing relationships and increasing future business submissions by underwriting applications. Focusing on service delivery by following group lending criteria, policies and procedures, you will proactively manage broker relationships by acting as a point of contact for our brokers and delivering a seamless level of service to increase future business.

As a Roving Underwriter , we are looking for someone to:

• Provide training to intermediaries on all aspects of packaging, processes and products.
• Accurately assess the risk on all applications and ensure correct lending decision is communicated and that all pre-set criteria met (affordable, plausible, sustainable)
• Support Regional Account Managers and Business Development Managers strategic plans for key intermediary partners
• Effective diary management to ensure all intermediary visits are aligned to contact strategies developed by account owners (RAMs/ BDMs)
• To accurately record all activity on CRM in a timely manner
• Minimise the risk to the business and the applicant with a strong focus on fraud avoidance at all stages of an application
• Ensure consistency in decisions and service levels across the underwriting teams and escalate inconsistencies to relevant person/s in a timely manner
• Improve broker knowledge and packaging quality through effective use of MI, identifying trends and taking corrective steps to enable proactive feedback and training support needed
• Proactively manage pipelines effective communicating with account managers and key stakeholders to ensure sales efficiency and effectiveness

Qualifications

Essential

• Previous underwriting experience within the secured lending and commercial mortgage market
• Excellent attention to detail
• Ability to make positive lending decisions
• Ability to work under pressure and to strict deadlines
• Excellent communication skills
• Experience of dealing with customers
• Experience of managing broker relationships
• Strong planning and organisational skills
• Possess strong objection handling and problem solving skills