Asset Finance- Credit Underwriter

3 weeks ago


Trafford Greater Manchester, United Kingdom Rico Property Finance Ltd (TA D&R Recruitment) Full time

Bridging Finance Underwriter

£40-45k + Bonuses + Hybrid Working Pattern (3 days wfh, 2 days in office)

Location: Manchester

Key Responsibilities:

- Review and analyze loan applications, assessing borrower creditworthiness, property value, and risk factors

- Conduct comprehensive due diligence on loan transactions, including property appraisals and legal documentation

- Determine loan terms, including loan amounts, interest rates, and repayment schedules, based on risk assessment and company guidelines

- Collaborate with sales and operations teams to expedite loan approvals and closings

- Communicate effectively with borrowers, brokers, and other stakeholders to gather necessary information and resolve issues

- Stay informed about market trends, regulatory changes, and industry best practices related to bridging finance

Requirements:

- Previous experience in underwriting role, preferably in the bridging finance or mortgage industry

- Strong analytical and decision-making skills, with attention to detail

- Excellent communication and interpersonal skills, with the ability to work effectively in a team environment

- Familiarity with regulatory requirements and compliance standards for lending products

- Proficiency in financial analysis and risk assessment techniques



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