Manager Financial Analysis

2 weeks ago


Maple Cross Hertfordshire, United Kingdom Mobilize Financial Services - UK Full time

Job Description As part of our continued growth we are hiring a new role to the business, Credit Underwriting Second Line Oversight Manager . managing the oversight of all Credit Risk positions, underwriting issues, and oversight responsibility in accordance with the risk appetite statement. Build collaborative relationship with 1st line of Defence Credit / Underwriting team.

Maintain and update the Bank’s risk policies and the department’s risk procedures, provide in-depth analysis, market trends and horizon outlook, while keeping stakeholders informed on all critical developments. Build quantitative models for effective challenge of 1st line of defence outputs, stay abreast of model changes, model development, implementation and validation across the Credit portfolio.

Provide second line of defence review of MFS underwriting credit portfolio, in line with the bank’s credit risk policies & the department’s Risk procedures
Ownership of Model review and procedure review on aspects such (ECL,PD, LGDs, EADs) and relevant policies
Motor credit underwriting knowledge
Advanced capability in Excel and other tools/systems (R, Python, C++, Java)
Key culture behaviours across Risk embedding mindset, self-starter and proactive across key day to day initiatives
Understanding of Risk Frameworks / Governance and Risk Policy
Experience of Risk Analytics and Modelling

Who is Mobilize Financial Services?

We are the financial partner of Renault group brands and we also operate for Nissan and non-Allianz brands. We are a unique commercial brand to meet all customers car-related and mobility needs. As a partner who cares for all its customers, we build innovative financial services to create sustainable mobility for all.

How We Support Your Development:

At Mobilize Financial Services we believe in the power of continuous learning and personal growth. As we strive to cultivate a dynamic and innovative work environment, we recognise that investing in the development of our employees is paramount and everyone should have the opportunity and tools to thrive and reach their full potential. As a part of our team, you'll benefit from a variety of ongoing learning opportunities, including workshops, seminars, and online courses. Joining our supportive network means you'll be surrounded by colleagues dedicated to continuous improvement, fostering an environment where collaboration and growth thrive.

Mobilize Financial Services is an equal opportunity employer and is committed to providing a workplace that is inclusive and accessible to all. Our aim is to ensure that every candidate and employee has the support they need to thrive and contribute to the best of their ability.



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