Underwriters (Permanent)
2 weeks ago
About us Vida Bank provides specialist mortgage solutions through Vida Homeloans.
Our mortgage business supports Buy to Let (BTL) and residential borrowers (ROO) who find themselves underserved elsewhere. Our mortgage customers range from Buy to Let investors, to the self-employed and customers with multiple jobs.
Our business model and strategy are underpinned by our core purpose to ‘Help More People Find a Place to call Home’ .
We are here to help the under-served, especially those with more nuanced personal circumstances or borrowing needs who are not able to access a mortgage from a mainstream mortgage lender. Working exclusively with intermediary partners, we combine cutting-edge technology with skilled and caring underwriting expertise to solve complex customer problems.
As a fully regulated UK based bank with ambitious growth aspirations, we recognise the importance of having a clearly articulated culture strategy and the need to actively manage how it embeds in the business together with the behaviours which exemplify it.
As a recognised Best Companies Top 100 mid-sized company to work for in the UK and a finalist at the Financial Reporter Women’s Recognition Awards, we take pride in our diverse workforce, championing both ethic and gender diversity through our EDI commitments.
Having met the target set by being a member of the HM Treasury Women in Finance Charter we have 50% of senior management roles filled by women.
With offices in London, Newcastle and Skipton, we bring our teams together regularly to collaborate and empower our colleagues to have more choice around when and where they work on the days they are not in the office, with colleagues working remotely in various locations across the UK.
We are proud to have built a culture founded on an ethos of caring, and that sits at the heart of our Vida Values, driving the way we run our business, support our customers and other stakeholders on a daily basis.
We genuinely care about delivering the right outcomes for all of our stakeholders who we consider through the cultural framework as our customers, colleagues, company and communities that we operate in.
We embrace a diversity of backgrounds and experiences in our people, in the deeply held belief that better outcomes are achieved for customers when our colleagues are better placed to empathise with and understand their unique circumstances. From application to interview, we place inclusion at the heart of all we do.
The successful candidate will be a suitably qualified and experienced manual Underwriter in the specialist mortgage market, having recently held a Buy to Let lending mandate for a minimum of 2 years and a strong understanding of complex specialist lending scenarios.
Underwrite and decision complex BTL mortgage applications whilst ensuring exceptional customer service
Self-manage their own caseload in line with the business priorities while achieving agreed production and quality targets, and annual objectives
Have a ‘can do’ approach to responsible lending decision making, considering mortgage applications outside of our standard lending policy where a justifiable business reason exists
Ensure responsibilities regarding Consumer Duty, the Prevention of Financial Crime (including AML, identification, and reporting of fraud) and responsible lending are carried out effectively and in accordance with the Company’s policies
Develop and maintain knowledge of our mortgage products and our bespoke underwriting approach, aligned to Vida’s risk appetite, products, and criteria
Extensive experience of specialist mortgage manual underwriting, the mortgage intermediary market, its products, marketing approach and processes
Regulation / Legislation Awareness - Knowledge of the Regulated Financial Services environment and a demonstrable understanding of Consumer Duty and responsible lending.
Able to demonstrate a proactive, hardworking and flexible attitude to work and be team player
Proficient in MS Office, credit risk decision systems
We look for these qualities when hiring new talent into the organisation, and they underpin our approach to personal development and performance management for all our people. At the heart of this is the fact we care about our Customers, Our Colleagues and our Communities. Dynamic - We are flexible and fast, cutting through complexity and never accepting second best
We offer a comprehensive benefits package to support our employees’ professional and personal needs.
-
Account Underwriter
2 weeks ago
United Kingdom MW Appointments Full timeThe Commercial PI Underwriter will be joining an ambitious and growing Lloyds backed MGA that specialise in UK & European Financial & Professional lines. Working closely through a network of broker partners, risk appetite includes a broad range of traditional and non-traditional professions. You will benefit from a personal training plan and mentoring from...
-
Professional Indemnity Underwriter
2 weeks ago
United Kingdom MW Appointments Full timeAbout the Company The Commercial PI Underwriter will be joining an ambitious and growing Lloyds backed MGA that specialise in UK & European Financial & Professional lines. Based in offices in the heart of the City of London you will be joining a business led my respected and hugely experienced market professionals. About the Role Our client is looking...
-
Senior Actuarial Consultant
2 weeks ago
United Kingdom The Emerald Group Full timeAn analytic leadership role that is responsible for the actuarial support for the Marine and Aviation business unit Location: Hybrid Category: Non-life Actuarial Type: Permanent Key Duties (including but not limited to): Case pricing of individual large risks based on the insured’s own historical experience Business planning. Estimation of...
-
Asset Risk Business Partner
2 weeks ago
United Kingdom Hays Full time €50,000Sourcing Business Partner - Corporate Insurance, c. £50k + Bonus & Benefits Permanent Sourcing Business Partner, Corporate Insurance role, only 2 days a week onsite in Dorset, great work environment with café, excellent welfare and benefits! Salary up to £50,000 + Bonus & Benefits. A multinational company is looking to recruit a Sourcing Business...
-
Director of Quality Innovation
3 weeks ago
United Kingdom Accelerant Full timeAccelerant is seeking a talented and experienced Director of Engineering to lead 1-2 of our full-stack engineering teams within the Product & Technology group. This role is a critical part of the Engineering Management team and emphasizes people management, team development, and cross-functional collaboration to drive the success of our engineering efforts....
-
Director of Quality Innovation
3 weeks ago
United Kingdom Accelerant Full timeAccelerant is seeking a talented and experienced Director of Engineering to lead 1-2 of our full-stack engineering teams within the Product & Technology group. This role is a critical part of the Engineering Management team and emphasizes people management, team development, and cross-functional collaboration to drive the success of our engineering efforts....
-
Implementation Business Analyst
2 weeks ago
United Kingdom Kensington Mortgages Full timeImplementation Analyst 9 Month Secondment / Fixed Term Contract Location: Remote ( We can only consider candidates with the right to work in the UK at this time) Working Hours: Full Time (Monday - Friday 09:00 - 17:30) When we started Kensington, we were the first specialist lender to offer mortgages to people the high street turned down. Over 25...
-
Implementation Business Analyst
2 weeks ago
United Kingdom Kensington Mortgages Full timeImplementation Analyst 9 Month Secondment / Fixed Term Contract Location: Remote ( We can only consider candidates with the right to work in the UK at this time) Working Hours: Full Time (Monday - Friday 09:00 - 17:30) When we started Kensington, we were the first specialist lender to offer mortgages to people the high street turned down. Over 25...
-
Asap consultant
2 months ago
United Kingdom Ardonagh Advisory Full timeRisk Consultant/Senior Risk Consultant - England - ARD1023614 As part of our continued investment in risk management we are seeking Risk Consultants located around the UK. This exciting opportunity is aimed at multi discipline Consultants who have a good understanding of fire & perils, property, business interruption, crime & security & liability, with CAR...
-
Asap consultant
2 weeks ago
United Kingdom Ardonagh Advisory Full timeRisk Consultant/Senior Risk Consultant - England - ARD1023614 As part of our continued investment in risk management we are seeking Risk Consultants located around the UK. This exciting opportunity is aimed at multi discipline Consultants who have a good understanding of fire & perils, property, business interruption, crime & security & liability, with CAR...
-
Risk Consultant
2 weeks ago
United Kingdom Ardonagh Advisory Full timeThe Vacancy Risk Consultant/Senior Risk Consultant - England - ARD1023614 As part of our continued investment in risk management we are seeking Risk Consultants located around the UK. This exciting opportunity is aimed at multi discipline Consultants who have a good understanding of fire & perils, property, business interruption, crime & security &...
-
Risk Consultant
2 months ago
United Kingdom Ardonagh Advisory Full timeThe Vacancy Risk Consultant/Senior Risk Consultant - England - ARD1023614 As part of our continued investment in risk management we are seeking Risk Consultants located around the UK. This exciting opportunity is aimed at multi discipline Consultants who have a good understanding of fire & perils, property, business interruption, crime & security &...
-
Risk Consultant
2 weeks ago
United Kingdom Ardonagh Advisory Full timeThe Vacancy Risk Consultant/Senior Risk Consultant - England - ARD1023614 As part of our continued investment in risk management we are seeking Risk Consultants located around the UK. This exciting opportunity is aimed at multi discipline Consultants who have a good understanding of fire & perils, property, business interruption, crime & security &...
-
Risk Consultant
2 months ago
United Kingdom Ardonagh Advisory Full timeThe VacancyRisk Consultant/Senior Risk Consultant - England - ARD1023614As part of our continued investment in risk management we are seeking Risk Consultants located around the UK. This exciting opportunity is aimed at multi discipline Consultants who have a good understanding of fire & perils, property, business interruption, crime & security & liability,...
-
Risk Consultant
2 months ago
United Kingdom Ardonagh Advisory Full timeThe VacancyRisk Consultant/Senior Risk Consultant - England - ARD1023614As part of our continued investment in risk management we are seeking Risk Consultants located around the UK. This exciting opportunity is aimed at multi discipline Consultants who have a good understanding of fire & perils, property, business interruption, crime & security & liability,...
-
Senior Broker Support Technician
2 weeks ago
United Kingdom MW Appointments Full time €75,000About the Company - Build your career with a leading, independent Lloyds accredited broker. In addition to open market placements our client is recognised as a specialist in creating, arranging and managing delegated authority agreements on behalf of partners in the US and Canada. About the Role - The Senior Broker Support Technician will provide a...
-
Temp General Managers
2 weeks ago
United Kingdom QBE Insurance Group Full timeGeneral Manager (Automotive Protection) Location: Home based, United Kingdom Time Type: Full time General Manager - Automotive Protection UK (Hybrid) Permanent We are an international insurer and reinsurer with a local presence in 27 countries. Join our Automotive Protection team as a General Manager for the UK, where you'll lead and inspire...
-
Corporate Insurance Business Partner
2 weeks ago
United Kingdom Hays Full time €50,000Sourcing Business Partner - Corporate Insurance, c. £50k + Bonus & Benefits Permanent Sourcing Business Partner, Corporate Insurance role, only 2 days a week onsite in Dorset, great work environment with café, excellent welfare and benefits! Salary up to £50,000 + Bonus & Benefits. Job ref. #4638820 Your new company A multinational company is looking...
-
General Manager
2 weeks ago
United Kingdom QBE Insurance Group Full timeGeneral Manager (Automotive Protection) Location: Home based, United Kingdom Time Type: Full time Posted on: Posted 3 Days Ago Job Requisition ID: 330487 Primary Details General Manager - Automotive Protection UK (Hybrid) Permanent At QBE, our purpose is to enable a more resilient future. We are an international insurer and reinsurer with a local...
