Senior Credit Risk Analyst

2 weeks ago

London, United Kingdom Harnham Full time

Job Description SENIOR CREDIT RISK ANALYST
This is an exciting new opportunity to work for a company building out their capability in credit risk and analytics. You will work directly with the CRO and aim to take the credit risk function to the next level.

This company is a social business with plans to revolutionise the financial services. Their aim is to scale their alternative to the high-cost lending market and help reduce financial exclusion. Over the last 18 years this company has helped 100,000 people save on interest costs, start up their own business and avoid eviction from homes.

Create, oversee, and uphold a comprehensive suite of risk reports essential for senior management oversight of credit risk and portfolio quality.
Aid in monitoring scorecard performance and policy rule adherence.
Analyse reporting data and deliver insights to senior management regarding performance.
Formulate recommendations, design, and test innovative strategies to enhance our credit, fraud, and acquisition performance.
Offer support in the credit scorecard development process.
Contribute support for credit change initiatives, including the integration of additional data sources, the design of new affordability methodologies, or the implementation of feature engineering using Open Banking data.
At least 2 years of experience in credit risk as a credit or data analyst in the UK consumer sector.
Good understanding of end-to-end credit risk lifecycle.
Existing knowledge or can upskill quickly on SQL and Python.
Microsoft Excel skills.
An understanding of credit scoring model development would be advantageous.
Hybrid working model.
~25 days annual leave + bank holidays.
~ Private health care.
~ Contribution towards pension.

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