Credit Risk, Mandarin

7 days ago


London, United Kingdom C James - Financial Services Recruitment & Search Full time

This role manage and monitor credit risks within the bank's lending portfolio. The successful candidate will play a pivotal role in assessing credit exposure, maintaining portfolio health, and supporting strategic decision-making by delivering timely and accurate reports.


Responsibilities

  • Portfolio Oversight: Monitor the organization's credit portfolio to identify potential risks, early warning signs, or credit quality changes through analysis of repayment patterns, financial covenants, and market conditions.
  • Credit Risk Reporting: Prepare comprehensive updates for management, committees, and stakeholders, highlighting credit risk exposure, compliance with risk appetite, and the effectiveness of risk management strategies.
  • Risk Control Management: Oversee credit risk processes, including handling derivative and money market limits.
  • In-Depth Analysis: Evaluate broader economic, industry, and product-specific trends to assess potential impacts on the loan portfolio.
  • Asset Quality Assurance: Manage non-performing loans, assess accountability, and handle write-offs.
  • Provision Management: Calculate IFRS 9 provisions and draft related documentation.
  • Departmental Support: Assist leadership with ongoing projects, policy updates, and operational improvements.


Skills & Experience Required

  • Experience: A solid background in credit portfolio management, with 3–5+ years of relevant experience.
  • Languages: Fluency in English and Mandarin, both written and verbal.
  • Analytical Skills: Strong proficiency in data analysis tools like Excel and Power BI; knowledge of Python and Access is advantageous.
  • Technical Skills: Skilled in using Microsoft Word and PowerPoint.
  • Interpersonal Skills: Excellent communication and relationship-building capabilities.



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