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Senior Credit Underwriter

4 months ago

Manchester, United Kingdom Fintellect Recruitment Full time

Senior Credit Underwriter



Apply (by clicking the relevant button) after checking through all the related job information below.


Our client is an exciting lender that has won multiple awards. They have offices across the UK, with an experienced team who look to provide a hands on, personal service whilst also utilising technology to drive efficiencies. They have a great team culture which is highly collaborative, communicative and inclusive. Due to their continued growth we now have a a Senior Credit Underwriting opportunities within their Property Finance team in Manchester.


As a Senior Credit Underwriter, you will make key decisions on new and existing funding requirements on their range of property lending products. You will be responsible for assessing, underwriting and approving Property Finance deals as well as the occasional prospective client visit to add expertise on more complex cases. Deals can range from £1m up to £10M.


This is an opportunity to work for growing lender offering a range of financial products to individuals and businesses, who are typically underserved by the high street banks. With an excellent track record in staff retention, we believe that this is a market leading opportunity to work with a growing business across the UK. This is a business that never stands still, providing an exciting place to work for individuals who deliver to a high-standard and embrace change.


Key Responsibilities:


  • Evaluate and analyse credit paper submissions for both new and existing customers
  • Approving deals within delegated authority and providing recommendations if above
  • Ensure that new and existing funding's are granted in line with the risk appetite
  • Occasional new business visit on more complex cases
  • The ability to work autonomously as well as part of a team
  • To provide ongoing feedback to all colleagues to improve the overall quality of new lending submissions
  • Complete extensive due diligence on loan applications adopting a host of credit assessment skills to recommend the basis on which risk is taken


Experience:

  • 4+ years within credit underwriting within the banking/commercial real estate/property finance markets
  • Commercial attitude
  • Experience of managing key internal and external relationships
  • Strong communication skills
  • Ability to remain calm under pressure and work to strict deadlines




To apply, please submit your CV to this job vacancy.