Underwriter

The new business Underwriter will demonstrate excellent attention to detail and will be the proactive point of contact between the Dealer Operations department, Network Funding , Dealer Account Managers and the Dealer Network. Ensuring new business applications are assessed in a timely, accurate manner.

Support the development of Alliance manufacturer dealer network through managing the risk and provision of Mobilize-FS wholesale funding.

What you will do:

• Respond to all Dealer enquiries in an efficient and courteous manner via phone or email.
• Assist dealers to convert a negative decision to an acceptable proposal to RCI, providing the risk is within RCI guidelines.
• Follow up on a daily basis any proposals you have deferred for further information
• Underwrite referred proposals within authority and refer to a higher-level authority when necessary
• Ability to read & understand company accounts In order to make sound decisions
• Ensure CIFAS applications are investigated correctly and thoroughly and that any possible frauds are identified promptly referred for further action.
• Highlight any problems that may arise to your manager and offer possible solutions
• Ensure department Service Quality Commitments (SQC's) and Key Performance Indicators (KPI's) are met whilst also maintaining high service levels and standards
• Work transversely across Operations and throughout the business supporting your colleagues in other areas
• Assist with other job functions within the team inline with business needs..
• Protect the company at all times from fraud and financial exposure
• Comply with all company procedures and standards
• To comply with all relevant legislation at all times such as Consumer Credit Act, Money Laundering Act, Data Protection Act and the FLA code of practice

What you will have:

• Asset underwriting experience
• Eye for detail & Good standard of numeracy
• Excellent telephone manner and communication skills
• Effective written / verbal communication skills
• Ability to read & understand company accounts
• Team Player
• Pro-active attitude
• Computer literate
• Problem solving

Who is Mobilize Financial Services?

We are the financial partner of Renault group brands and we also operate for Nissan and non-Allianz brands. We aim to strengthen their profitable growth and reinforce customer satisfaction. We are a unique commercial brand to meet all customers car-related and mobility needs. As a partner who cares for all its customers, we build innovative financial services to create sustainable mobility for all.

How We Support Your Development:

At Mobilize Financial Services we believe in the power of continuous learning and personal growth. As we strive to cultivate a dynamic and innovative work environment, we recognise that investing in the development of our employees is paramount and everyone should have the opportunity and tools to thrive and reach their full potential. As a part of our team, you'll benefit from a variety of ongoing learning opportunities, including workshops, seminars, and online courses. Our mentorship program pairs employees with seasoned professionals who provide guidance tailored to individual career goals. Joining our supportive network means you'll be surrounded by colleagues dedicated to continuous improvement, fostering an environment where collaboration and growth thrive.

Renault Group is an Equal Opportunity Employer. We are committed to foster a working environment inclusive of everyone, regardless their background, gender, social or ethnic origin, age, religion, sexual orientation or gender identity, and despite any disability or health problem, a working environment respectful of the individual strengths, views, and experience. We firmly believe that our differences enable us to be a better team and to maximize value creation within our Group