Commercial Underwriter

2 months ago

London, United Kingdom Superscript Full time

About the role

Our Commercial Underwriter is responsible for evaluating, analysing, and approving insurance applications for SMEs. This role involves assessing the risk associated with underwriting policies, ensuring that they meet Superscript’s risk appetite, and maintaining profitability while delivering excellent customer service. Our underwriter will collaborate with brokers and other stakeholders to develop customised insurance solutions that meet the needs of SME clients.


What you'll get up to:

  • Evaluate and analyse insurance applications from SMEs to determine the risk level and appropriate premium pricing. This includes reviewing financial statements, industry classifications, loss history, and other relevant data.
  • Underwrite new and renewal SME commercial insurance policies in line with company guidelines, ensuring compliance with regulatory requirements and internal standards.
  • Approve or decline insurance applications based on risk assessment, underwriting guidelines, and company policy. Make recommendations for special approvals or rejections as necessary.
  • Communicate with our sales team to gather necessary information, clarify details, and explain underwriting decisions. Provide technical support and guidance as needed.
  • Monitor and manage the performance of the SME insurance portfolio to ensure profitability and growth. Adjust underwriting strategies based on market trends, loss ratios, and emerging risks.
  • Collaborate with the product team to create or modify insurance products tailored to the SME market. Provide insights and feedback based on underwriting experience and market needs.
  • Work closely with other underwriters, claims adjusters, and the sales team to ensure a seamless underwriting process and to share knowledge and best practices.


About you:

  • 3-5 years experience in commercial underwriting, preferably within the UK SME market. Experience with various lines of business, including commercial combined, property & liability.
  • Strong analytical and numerical skills, with the ability to assess risk and make informed decisions. Proficiency in underwriting software and tools.
  • Excellent verbal and written communication skills, with the ability to explain complex underwriting decisions clearly and effectively to both technical and non-technical audiences.
  • High level of accuracy and attention to detail, particularly in documentation and data analysis.
  • Strong customer service orientation with a focus on meeting the needs of clients while balancing profitability.
  • Possession of their Cert CII qualification.


In return, we offer you:

  • A competitive salary and the ability to grow your career at the UK’s leading Insurtech
  • An amazing team and founders, supportive board and investors
  • 25 days holiday - so there’s plenty of time for work, rest and play
  • Hybrid way of working for the perfect work / life balance
  • Vitality private health and dental insurance
  • Great pension (up to 10% on top of your salary)
  • Full access to Spill, our mental health platform
  • Cycle to work scheme
  • Latest Apple tech gear & everything you need to be set up for success
  • Fun, modern and informal office environment with regular team social events ‍♀️
  • Central London location

  • Underwriter, Liability

    6 months ago

    London, United Kingdom Allianz Commercial Full time

    **Let’s care for tomorrow.** **Your ambitions. Your dreams. Your tomorrow.** Whether it’s aircraft, international business, offshore wind parks or Hollywood film productions, Allianz Commercial has an extensive range of risks covered when it comes to protecting businesses. We are looking for a Liability Underwriter, based in London. **Your Team** At...

  • Underwriter, Liability

    6 months ago

    London, United Kingdom Allianz Commercial Full time

    **Let’s care for tomorrow.** **Your ambitions. Your dreams. Your tomorrow.** Whether it’s aircraft, international business, offshore wind parks or Hollywood film productions, Allianz Commercial has an extensive range of risks covered when it comes to protecting businesses. We are looking for a Liability Underwriter, based in London. **Your Team** At...

  • Underwriter - Aerospace

    6 months ago

    London, United Kingdom Allianz Commercial Full time

    **Let’s care for tomorrow.** **Your ambitions. Your dreams. Your tomorrow** Whether it’s aircraft, international business, offshore wind parks, or Hollywood film productions, Allianz Commercial has an extensive range of risks covered when it comes to protecting businesses. We are looking for an Aerospace Underwriter, based in London. **The Impact You...

  • Underwriter - Construction

    6 months ago

    London, United Kingdom Allianz Commercial Full time

    **Let’s care for tomorrow.** **Your ambitions. Your dreams. Your tomorrow** Whether it’s aircraft, international business, offshore wind parks, or Hollywood film productions,Allianz Commercial has an extensive range of risks covered when it comes to protectingbusinesses. Our growing Large-Corp onshore construction team are looking for a Construction...

  • Junior Underwriter

    6 months ago

    London, United Kingdom Allianz Commercial Full time

    **Let’s care for tomorrow.** **Your ambitions. Your dreams. Your tomorrow** Whether it’s aircraft, international business, offshore wind parks, or Hollywood film productions, Allianz Commercial has an extensive range of risks covered when it comes to protecting businesses. Our growing Large-Corp onshore construction team are looking for a Junior...

  • Underwriter, Offshore Energy

    6 months ago

    London, United Kingdom Allianz Commercial Full time

    **Let’s care for tomorrow.** **Your ambitions. Your dreams. Your tomorrow.** Whether it’s aircraft, international business, offshore wind parks or Hollywood film productions, Allianz Commercial has an extensive range of risks covered when it comes to protecting businesses. We are looking for an Underwriter, Offshore Energy, based in London. **Your...

  • Junior Underwriter

    6 months ago

    London, United Kingdom Allianz Commercial Full time

    **Let’s care for tomorrow.** **Your ambitions. Your dreams. Your tomorrow.** Whether it’s aircraft, international business, offshore wind parks or Hollywood film productions, Allianz Commercial has an extensive range of risks covered when it comes to protecting businesses. We are looking for a Junior Underwriter, based in London. **The Impact You...

  • Commercial Underwriter

    2 weeks ago

    London, Greater London, United Kingdom Employment Specialists Ltd Full time

    Job TitleCommercial UnderwriterAbout the RoleThis is a fantastic opportunity to leverage your expertise and successes in Commercial Insurance for financial gain. You'll enjoy the freedom to underwrite in an environment that values trading and writing quality business.The successful candidate will be responsible for underwriting Commercial products on a new...

  • Underwriter, Downstream Oil

    6 months ago

    London, United Kingdom Allianz Commercial Full time

    **Let’s care for tomorrow.** **Your ambitions. Your dreams. Your tomorrow.** Whether it’s aircraft, international business, offshore wind parks, or Hollywood film productions, Allianz Commercial has an extensive range of risks covered when it comes to protecting businesses. We are looking for an Underwriter, Downstream Oil & Gas, based in...

  • Junior Underwriter Cyber

    6 months ago

    London, United Kingdom Allianz Commercial Full time

    **Let’s care for tomorrow.** **Your ambitions. Your dreams. Your tomorrow.** Whether it’s aircraft, international business, offshore wind parks, or Hollywood film productions, Allianz Commercial has an extensive range of risks covered when it comes to protecting businesses. We are looking for a Junior Underwriter Cyber (M/F) based in London. **Your...

  • Commercial Underwriter

    1 month ago

    City of London, United Kingdom Superscript Full time

    Job Description About the role Our Commercial Underwriter is responsible for evaluating, analysing, and approving insurance applications for SMEs. This role involves assessing the risk associated with underwriting policies, ensuring that they meet Superscript’s risk appetite, and maintaining profitability while delivering excellent customer service. Our...

  • Commercial Underwriter

    4 days ago

    City Of London, United Kingdom Superscript Full time

    About the role Our Commercial Underwriter is responsible for evaluating, analysing, and approving insurance applications for SMEs. This role involves assessing the risk associated with underwriting policies, ensuring that they meet Superscript’s risk appetite, and maintaining profitability while delivering excellent customer service. Our underwriter will...

  • Junior Underwriter, Offshore Energy

    6 months ago

    London, United Kingdom Allianz Commercial Full time

    **Let’s care for tomorrow.** **Your ambitions. Your dreams. Your tomorrow** Whether it’s aircraft, international business, offshore wind parks or Hollywood film productions, Allianz Commercial has an extensive range of risks covered when it comes to protecting businesses. We are looking for a Junior Underwriter, Offshore Energy, based in...

  • Commercial Insurance Underwriter

    6 months ago

    London, United Kingdom Massenhove Recruitment Full time

    Commercial Underwriter Purpose of Role/Job Overview: Commercial Combined/SME Underwriter business on a presentation basis Underwriting a high volume of Commerical Combined / SME enquiries, average premium is circa £3,000 with a potential to write up to a premium of £100,000. As a Commercial Underwriter, you will possess the ability to interpret policy /...

  • Commercial Underwriter

    4 days ago

    City of London, Greater London, United Kingdom Superscript Full time

    About the role Our Commercial Underwriter is responsible for evaluating, analysing, and approving insurance applications for SMEs. This role involves assessing the risk associated with underwriting policies, ensuring that they meet Superscript’s risk appetite, and maintaining profitability while delivering excellent customer service. Our underwriter will...

  • Commercial Underwriter

    1 month ago

    City of London, Greater London, United Kingdom Superscript Full time

    About the role Our Commercial Underwriter is responsible for evaluating, analysing, and approving insurance applications for SMEs. This role involves assessing the risk associated with underwriting policies, ensuring that they meet Superscript’s risk appetite, and maintaining profitability while delivering excellent customer service. Our underwriter will...

  • Commercial Underwriter

    2 months ago

    City Of London, United Kingdom Superscript Full time

    About the role Our Commercial Underwriter is responsible for evaluating, analysing, and approving insurance applications for SMEs. This role involves assessing the risk associated with underwriting policies, ensuring that they meet Superscript’s risk appetite, and maintaining profitability while delivering excellent customer service. Our underwriter will...

  • Commercial Underwriter

    1 month ago

    City Of London, United Kingdom Superscript Full time

    About the role Our Commercial Underwriter is responsible for evaluating, analysing, and approving insurance applications for SMEs. This role involves assessing the risk associated with underwriting policies, ensuring that they meet Superscript’s risk appetite, and maintaining profitability while delivering excellent customer service. Our underwriter will...

  • Commercial Underwriting Specialist

    6 days ago

    London, Greater London, United Kingdom The Emerald Group Full time

    The Emerald Group is looking for a highly skilled Commercial Underwriting Specialist to manage and serve a panel of assigned brokers' accounts in London. This role involves underwriting commercial combined/SME risks and developing good business relationships with new and existing brokers.Responsibilities:Develop good business relationships with new and...

  • Commercial Underwriter

    2 months ago

    City Of London, UK, Central London, United Kingdom Superscript Full time

    About the role Our Commercial Underwriter is responsible for evaluating, analysing, and approving insurance applications for SMEs. This role involves assessing the risk associated with underwriting policies, ensuring that they meet Superscript’s risk appetite, and maintaining profitability while delivering excellent customer service. Our underwriter will...