Underwriter - Real Estate Credit

3 weeks ago


London, United Kingdom Bridgepark Capital Full time

About Bridgepark Capital


Bridgepark Capital is a rapidly growing specialist property lender that provides fast bridging loans and development finance to individuals, investors, property developers, professional advisors, and intermediaries across England & Wales.  


The firm was established by experienced property developers in response to their own frustrations when undertaking Bridging Finance. Our goal is to provide flexibility and speed of financing for borrowers while offering investors consistent, reliable, risk adjusted returns. 


About the Role


After a notable period of expansion, we are seeking an experienced and driven Underwriter to join our team. This is a pivotal role as you will be working directly with our Managing Director and Head of Finance as the team's dedicated Underwriter and will be responsible for assessing the risk of our entire loan pipeline whilst having oversight over the development of our internal lending policies and operating procedures. 


Bridgepark Capital, since its inception two years ago, has achieved success by completing over £70 million in new loans across a diverse spectrum of borrowers and projects.  


This is a fast paced and rewarding role, providing exposure across the entire business and opportunities to grow whilst learning from our experienced senior management team. 


Key Responsibilities


In your role as an Underwriter, you will oversee various critical aspects of our business, including:


  • Conduct thorough analysis and evaluation of loan applications, including financial documents, credit histories, property valuations, and other relevant information.
  • Assess risks associated with each application, considering factors such as borrower creditworthiness, loan-to-value ratios, and property values.
  • Make informed underwriting decisions, including approving, denying, or conditionally approving loan applications, based on our lending standards.
  • Assist in presenting loan recommendation papers to our credit and investment committees.
  • Ensure compliance with internal policies, external regulations, and industry standards throughout the underwriting process.
  • Collaborate with borrowers, our Originations team and other stakeholders to gather necessary information, clarify requirements, and provide updates on the underwriting process.
  • Development and refinement of our Underwriting and due diligence process. Optimising as we grow our loan applications.


What We’re Looking For


  • 2+ years of relevant Real Estate experience is required, ideally within Bridging or Property Finance and a keen interest in Property Development. 
  • Strong attention to detail with excellent numeracy skills and the ability to identify risks at an early stage. 
  • A good understanding of KYC/AML, Credit Referencing reports, Land Registry reports, RICS Valuations, Property and Contract law. 
  • Capable of dealing with a high volume of workflow and prioritising accordingly. 
  • Excellent communication skills. An ability to build and foster relationships with our stakeholders. 
  • A strong project manager with experience driving operational efficiency and keeping initiatives on track with little oversight.  




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