Real Estate Credit Risk

3 weeks ago


London, United Kingdom Meraki Talent Full time
Meraki Talent are currently working with a leading international bank to help them identify a Senior Credit Risk Manager – Real Estate.

Some of your duties will include:
  • Analysis of financial data, including income, assets, liabilities, credit history, and economic trends, to determine the risk of default.
  • Monitoring of existing loan portfolios to identify potential credit deterioration or early warning signs of default.
  • Recommendation of loan approvals, rejections, or adjustments based on risk evaluation and bank lending policies.
  • Development and implementation of credit risk mitigation strategies, including collateral management, loan restructuring, and workout plans
  • Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment.
  • Manage and mitigate risks through assessment, in support of the control and governance agenda.
  • Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work your team does.
  • Your role will involve sanctioning credit proposals within your delegated discretion and presenting to higher-level sanctioners when necessary.
  • Approving credit proposals, identifying adverse trends in client credit profiles, and ensuring timely referrals to Watchlist/Special Asset Management
We are looking for:
  • Previous experience in a similar role
  • Corporate credit analysis skills with considerable analytical and numerical abilities to challenge and structure proposals.
  • Problem-solving and decision-making capabilities.
  • Excellent communication, negotiation, and presentation skills.
  • Proven credit sanctioning experience
Please forward your CV for more details

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