Head of Product Risk

2 days ago

London, United Kingdom Starling Bank Full time

Hello, we’re Starling. We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way. We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,000 people across our London, Southampton, Cardiff and Manchester offices.

This is a key leadership role in the SME banking leadership team, primarily responsible for developing the SME banking product risk culture, governance, policy, controls and MI, to help ensure good outcomes for customers. Additionally, this role also involves supporting the SME segment’s financial crime and operational risk objectives.

Responsibilities
  • Enabling SME banking to execute its strategy in line with product risk appetite and demonstrate compliance
  • Empowering product teams to build compliant products through early involvement and combination of customer centricity with adherence to regulatory requirements
  • Ensuring all new product initiatives are steered through the governance structure and that we move swiftly and safely
  • Ensuring existing and back book product reviews are completed by 1st line product owners at the right cadence and to the requisite standard
  • Support the SME business in delivering good outcomes and maintaining a strong control environment - with regular documentation, calibration, review, testing and timely action completion
  • Ensure relevant, up to date and accurate MI to measure and monitor risk and report to relevant committees
  • Mature and embed training and development framework for product risk
  • Collaborate with Second Line risk across the bank and Group Head of Internal Audit to create a coherent risk view.
Qualifications
  • Go-to expert on SME product risk through experience of managing it in 1st LOD environments covering Conduct Risk topics across product governance, marketing and finprom, vulnerable customers, complaints etc.
  • Strong communication skills; a team player able to work across teams with and without direct management responsibility
  • Strong attention to detail
  • Excellent verbal and written communication skills
  • Diplomacy and emotional intelligence to build strong professional relationships at all levels
  • Versatile and flexible
  • Deep experience working in a regulated financial institution
  • Strong desire to solve problems - using regulation and data to drive business decisions
  • Ability to analyse and interpret complex regulatory frameworks, including the interaction between multiple regulations/frameworks
  • Hands-on, resilient and adaptable to a fast moving environment
  • Bias to action, through curiosity and collaboration
Benefits
  • 25 days holiday (plus take your public holiday allowance whenever works best for you)
  • An extra day’s holiday for your birthday
  • Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off
  • 16 hours paid volunteering time a year
  • Salary sacrifice, company enhanced pension scheme
  • Life insurance at 4x your salary & group income protection
  • Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
  • Generous family-friendly policies
  • Incentives refer a friend scheme
  • Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
  • Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing

About Us

You may be put off applying for a role because you don't tick every box. Forget that While we can’t accommodate every flexible working request, we're always open to discussion. So, if you're excited about working with us, but aren’t sure if you're 100% there yet, get in touch anyway. We’re on a mission to radically reshape banking – and that starts with our brilliant team. Whatever came before, we’re proud to bring together people of all backgrounds and experiences who love working together to solve problems.

Starling Bank is an equal opportunity employer, and we’re proud of our ongoing efforts to foster diversity & inclusion in the workplace. Individuals seeking employment at Starling Bank are considered without regard to race, religion, national origin, age, sex, gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, physical or mental disability, military or veteran status, or any other characteristic protected by applicable law.

By submitting your application, you agree that Starling Bank may collect your personal data for recruiting and related purposes. Our Privacy Notice explains what personal information we may process, where we may process your personal information, its purposes for processing your personal information, and the rights you can exercise over our use of your personal information.

#J-18808-Ljbffr

  • Head of Risk Management

    2 weeks ago

    London, United Kingdom Audit & Risk Recruitment Full time

    Head of Risk Management - FTSE listed FMCG businessOffice hubs in Glasgow, Bristol, London and Dublin.Candidates from these locations or elsewhere in the UK & Ireland are encouraged to apply, time on-site negotiable.Audit & Risk Recruitment have been mandated by a FTSE listed fast-moving consumer goods business based in Glasgow to find a Head of Risk...

  • Head of Product, Digital Risk

    5 days ago

    London, United Kingdom Ki Insurance Full time

    Job Details: Head of Product, Digital Risk Full details of the job. Vacancy Name: Head of Product, Digital Risk Employment Type: Permanent Location: London Role Details: Ki is the biggest global insurance tech company you’ve never heard of, unless you’ve been looking to insure a satellite, wind farm or music festival recently. We launched in...

  • Head of Product, Digital Risk

    3 days ago

    London, United Kingdom Ki Insurance Full time

    Job Details: Head of Product, Digital RiskFull details of the job.Vacancy Name: Head of Product, Digital RiskEmployment Type: PermanentLocation: LondonRole Details:Ki is the biggest global insurance tech company you’ve never heard of, unless you’ve been looking to insure a satellite, wind farm or music festival recently.We launched in 2021 on the back of...

  • Head of Product, Digital Risk

    6 months ago

    London, United Kingdom Brit Group Services Full time

    **Employment Type** - Permanent **Location** - London **Role Details** - Head of Product, Digital Risk Ki is the biggest global insurance tech company you’ve never heard of, unless you’ve been looking to insure a satellite, wind farm or music festival recently. We launched in 2021 on the back of a fundraise that delivered $500m of investment, making us...

  • Head of Risk

    6 months ago

    London, United Kingdom Mercuryo Full time

    Mercuryo is an international company revolutionising financial services for the business sector. With the backing of a team of 200+ professionals and a high-profile fintech investor, we are forging cutting-edge business payment solutions that bridge conventional and crypto finance. This is the future, and we're at the forefront of it. Monetley, a full...

  • Head of Operational Risk

    5 days ago

    London, United Kingdom cer Financial Ltd Full time

    Head of Operational Risk /p> City of London li style=""> Oversight of the Operational Risk team as the second line of defense in the day-to-day execution and management of the operational risk framework elements to include: incident reporting, risk & control self-assessment, new product risk assessment, and key risk indicators. Support the Chief Risk...

  • Head of Operational Risk

    3 days ago

    London, United Kingdom cer Financial Ltd Full time

    Head of Operational Risk /p>City of London li style="">Oversight of the Operational Risk team as the second line of defense in the day-to-day execution and management of the operational risk framework elements to include: incident reporting, risk & control self-assessment, new product risk assessment, and key risk indicators. Support the Chief Risk Officer...

  • Head of Corporate Risk

    3 months ago

    London, United Kingdom House of Commons Full time

    Job summaryHouse of CommonsThe House of Commons auniqueand exciting place to work right at the heart of the UK's thriving democratic system.Behind the scenes, the House of Commons Service is made up of more than 3,000 employees who support and facilitate the smooth day to day running of the House. They provide professional services to Membersof...

  • Head Of Building Performance

    5 days ago

    London, United Kingdom Head of Consulting - Sustainability Full time

    Sillion is a consultancy on a mission to drive the sustainability transition. Our forward-thinking advisory business combines technical expertise in sustainability, a deep focus on proprietary modelling tools, and an in-depth understanding of stakeholder needs and communication. We give management teams actionable information on strategy and operations,...

  • Head of Risk

    3 months ago

    London, United Kingdom Vallum Associates Full time

    Role: Head of RiskLocation: LondonClient: Trading HouseSalary: £150k/yrRoleI am excited to be advertising a Head of Risk position, within a global Trading House based in London.ResponsibilitiesAs the Head of Risk for all Trading activities within the business, some of your responsibilities will include:Overseeing, controlling and reporting risk within the...

  • Head of Options Risk

    6 months ago

    London, United Kingdom Ebury Full time

    Ebury is a hyper-growth FinTech firm, named in 2021 as one of the top FinTechs to work for by Glassdoor and AltFi. We offer a range of products including FX risk management, trade finance, currency accounts, international payments and API integration. **Head of Options Risk - London, Madrid, Malaga** This is a hybrid role with four days working in the...

  • Head of Operational Risk

    2 months ago

    London, United Kingdom CER Financial Full time

    Head of Operational Risk  City of London Permanent  £150,000 3/2 work practices   cer Financial are working alongside a well-structured, well established international bank who are based in the City of London. They are seeking a Head of Operational Risk to work with them on a permanent basis.   The responsibilities of a Head of Operational Risk will...

  • Operational Risk Associate

    3 months ago

    London, United Kingdom Paritas Recruitment - Risk Full time

    Operational Risk Associate - Commodities    Are you an Operational Risk professional who has recent RCSA experience gained in a fast-paced financial services?  Are you seeking a fresh challenge and keen to worked in a dynamic and progressive environment?  If you answered yes to both of the above, please read on.    Based in the heart of the City, you...

  • Fire Risk Assessor

    6 months ago

    London, United Kingdom PIB Risk Management Full time

    Job Advert Join our dynamic Risk Management team as a Fire Risk Assessor! - Retail & Commercial - Educational premises - Industrial and workshops - Residential properties. - Residential care premises You will be responsible for covering London and the South of England. Depending on the team workload, you must be willing to travel when required with some...

  • Head of Analysis

    5 days ago

    London, United Kingdom Head of Consulting - Sustainability Full time

    Drive the sustainability transition with Sillion, a consultancy combining technical expertise, proprietary modelling tools, and stakeholder needs understanding. We provide actionable information on strategy and operations, and data, insights, and reporting for ESG requirements. Expert advice on developing and implementing comprehensive sustainability...

  • Head of Product Strategy

    3 weeks ago

    London, Greater London, United Kingdom My Product Path Full time

    Job ResponsibilitiesDevelop and prioritize a product roadmap that drives growth and enhances user experience.Lead and mentor a team of product managers, fostering a culture of collaboration and high performance.Leverage customer insights, market research, and competitive analysis to inform product decisions.Use data-driven insights to continuously improve...

  • Fire Risk Assessor

    6 months ago

    London, United Kingdom PIB Risk Management Full time

    Job Advert Join our dynamic Risk Management team as a Fire Risk Assessor! - Retail & Commercial - Educational premises - Industrial and workshops - Residential properties. - Residential care premises You will be responsible for covering London and the South of England. Depending on the team workload, you must be willing to travel when required with some...

  • Head of Risk

    2 weeks ago

    London, United Kingdom Bestman Solutions Full time

    Head of Risk / Head of Enterprise Risk: 12 Months Contract, Inside IR35 flexible daily rateAn exciting opportunity has arisen for an Interim Head of Risk to lead and enhance the Enterprise Risk Management (ERM) program for a globally recognized organization. This pivotal role is ideal for a senior Enterprise risk professional who thrives in dynamic...

  • Head of Compliance, Risk and Audit

    5 days ago

    London, United Kingdom cer Financial Ltd Full time

    Head of Operational Risk /p City of London li style="" Oversight of the Operational Risk team as the second line of defense in the day-to-day execution and management of the operational risk framework elements to include: incident reporting, risk & control self-assessment, new product risk assessment, and key risk indicators. Support the Chief Risk Officer...

  • Head of Risk

    6 months ago

    London, United Kingdom Saxton Leigh Full time

    **THE COMPANY**: Our client is a leading international bank based in the City. They are looking for a Head of Risk to join the team in London on a permanent basis. **THE RESPONSIBILITIES**: - Oversight of all pillars of risks for the Bank, as a second line of defence. Ensure timely and accurate delivery of risk reports. Interpret the information at Risk...