Financial Crime Analyst

At Rathbones we help people invest their money well so they can live well. That means more than financial returns its about helping people feel confident in their decisions and supported in their future. We dont just manage money we guide people through lifes big moments helping them stay on track and focus on what matters most.Were proud to be one of the UKs leading wealth managers with over 109bn* in assets under management and 20 offices across the UK and Channel Islands. Were a FTSE 250 company with national reach and a local feel and were growing.*As of June 2025Role Title: Financial Crime AnalystLocation: LiverpoolContract: PermanentAbout the RoleTo assist the Financial Crime team (2LOD) in operating maintaining and developing its anti-financial crime framework including a suite of related systems and controls. To be part of a team that advises and supports the various Rathbones businesses whilst seeking to identify and mitigate the risk that the Group or its subsidiaries are used to commit or hide the assets of financial crime.What youll be responsible forUndertakes client due diligence reviews and determines the nature and level of due diligence required to comply with relevant anti-money laundering regulations and Rathbones policies and procedure.Identifies potential suspicious activity and where requested escalating to the MLRO or DMLRODelivering excellent customer service and maintains a good relationship with business teams both directly and through the teams activities.Performs analysis of high-risk clients PEPs and any other client types referred to the team reports findings and escalates where necessary.Conducts assurance testing in line with the risk-based departmental assurance plan.Conducting periodic / trigger event reviews where required or supporting the business in doing so.Reviewing and prioritising alerts generated through sanctions screening and transaction monitoring.Ensuring the business follow the firms systems and controls for compliance with the firms anti-money laundering terroristEfficient management of queries submitted to the team inboxes providing clear and accurate replies.Communicates effectively with key stakeholders to action or resolve AML and account opening related matters.Ensuring KPIs are achieved across review processes develop MI/reporting to oversee performance.About youIf you feel you feel you meet some of these criteria and are excited about the role we encourage you to apply.Experience working in Financial Services the Investment or Wealth Management industry.Knowledge of regulatory environment in which Rathbones operates.Awareness of AML and other financial crime related legislation and guidance e.g. JMLSG.High level of accuracy with ability to grasp new tasks in a timely manner.Good attention to detail ensuring work is of a high quality.Ability to work under pressure and deliver to deadlines.Ability to communicate with a wide range of key stakeholder.Understanding of the products and services Rathbones provides.Background in AML and experience of client onboarding processes.Awareness of anti-money laundering sanctions terrorist financing and other financial crime related matters.Level 2 industry recognised AML or financial crime qualification (ICA/CISI).Our offer to youWe want everyone at Rathbones to fulfil their potential in an environment where you are proud to work and feel like you belong.We offer a comprehensive remuneration package which we review regularly and benefits include:A company pension - 9% non-contributory or 10% if you contribute 5%Private medical insurance Individual on joining family after 1 years serviceLife assurance - 8 x salaryIncome protection 75 % salaryCompany share schemeDiscretionary bonusFlexible holidays purchase up to 5 additional daysGreen Car SchemeFamily friendly policies enhanced family leave for parents & carersStudy support study days and funding for courses and qualificationsSeason travel ticket loansVolunteering daysGym discountsOther voluntary benefits you can choose to suit youOur employees can choose to take part in various social groups and communities to support their wellbeing growth development and sense of include:Sports & Social Committees such as cricket football netball running yoga quiz nights charity bake sales and much more.Inclusion Networks that help us drive change within the organisation such as Gender Balance Multicultural Abilities Count Pride Social Mobility Generations Take a moment to pause (Menopause) and Armed Forces.The NextGen IM Network which brings together a community of trainees from across the UK who are all at the early stages of their careers and offers development opportunities exposure across the business as well as peer support and connection.Life at RathbonesWe aim to become an employer of choice for the wealth management sector to achieve this we are working hard to build a diverse equal and inclusive workplace that motivates develops and embraces the strengths of all our colleagues. Being part of Rathbones means you will join a team of passionate professionals in a successful culture that cares for its people. At Rathbones we provide meaningful work opportunities and a voice to all.We are committed to building a team that is made up of diverse skills experiences and abilities and encourage applications from all backgrounds. We welcome individuals who share our values.Were a Level 1 Disability Confident employer under the UK Government scheme. This means weve signed up to a set of commitments around how we recruit retain and develop people with disabilities. Find out more about the Government Scheme online.If you feel there are any reasonable adjustments that would make the process easier for you and help you to perform at your best whether that is due to disability neurodiversity or other protected characteristic just let us know by emailing us at MissionWe believe in playing the long game. That means building consistent results earning trust and doing the right thing for our clients our colleagues and the communities were part of.Our values shape how we work:- We aim high- We get it done- We show we care- We do the right thingThese arent just words on a wall. They guide how we treat each other how we make decisions and how we build relationships that last.We will close this advert once we have received enough applications for the next stage. Please submit your application as soon as possible to ensure you dont miss out.Required Experience:IC Key Skills Cognos,Forecasting,Hyperion,Microsoft Access,Pivot tables,Accounting,Analysis Skills,Microsoft Excel,Financial Analysis,Financial Modeling,Budgeting,Financial Planning Employment Type : Full Time Experience: years Vacancy: 1