Analyst - ESTF Credit Analysis, Structuring & Portfolio (CASP)

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• The Export Credit Agency and Structured Trade Finance team ("ESTF") is part of the ECA, Commodity & Structured Trade Finance division ("ECSTF") of Global Corporate and Investment Banking ("GCIB") for Europe, Middle East and Africa ("EMEA"). ESTF looks after the Structured Trade Finance ("STF") and Export Credit Agency ("ECA") Finance business of the Bank in EMEA.
• STF involves the provision of finance to commodity producers and traders arranged around the proceeds of commodity exports or inventories.
• ECA Finance includes long-term financing to importers of capital goods and services with the backing of an Export Credit Agency, itself backed by the State of the exporting country.
• Within ESTF, the Credit Analysis, Structuring and Portfolio ("CASP") team supports Origination officers for STF and ECA Finance transactions during all stages of a deal, from marketing to business screening, credit, documentation and portfolio management.

NUMBER OF DIRECT REPORTS

Nil

MAIN PURPOSE OF THE ROLE

• Execute European Export Credit Agencies covered transactions and Structured Trade Finance transactions in EMEA.
• Provide support to ESTF Origination officers in their origination / marketing activities with ECAs / STF Clients and on pipeline transactions.
• Responsible for the maintenance and monitoring of an assigned portfolio of closed deals across ESTF, in association with the relevant ESTF Originators and relationship managers.
• Contribute to the production, maintenance and delivery of administrative reports, and to the advancement of business and efficiency initiatives, as required by ESTF management.

KEY RESPONSIBILITIES

Bank

• Contribute to the production of deals screening memos and credit applications, taking responsibility for the production of technical sections relating to ESTF products.
• Execute ESTF deal transactions within specified limits under the supervision of more senior colleagues. Coordinate for that purpose with involved external and internal stakeholders (Originators, clients, ECAs, external counsels; MUFG coverage, other Products and sector teams; all internal functions including Legal, Tax, Compliance, Operations, Agency, Finance, etc.).
• Manage due diligence processes and checks to accurately inform credit and transactions decisions.
• Regularly engage with ECAs / Clients (and MUFG RMs or Originators in charge) at a counterpart level on structuring discussions for specific product opportunities in line with Clients needs and MUFG objectives and contribute to building Clients insights.
• Conduct in-depth sector / geographic analysis, using a range of data sources and analytical models as required, to generate Clients and market information and insights to inform Credit and planning decision making.
• Monitor / review risks and assigned ratings for a portfolio of transactions and/or ECAs assigned
• Contribute to the development of business proposals and presentations by converting analysis into well-reasoned and logical arguments to support senior / Origination colleagues with the ongoing development of customer relationships.
• Participate in the building and streamlining, and further production and maintenance, of internal administrative reports applying sound data and figures management skills.
• Ensure compliance with regulations, policies and procedures applicable to MUFG.
• Build and maintain an internal and external network to gain industry and market knowledge and insights.

Securities

Through collaboration with MUS employees, facilitate the marketing and origination of transactions with your area of product specialism in respect to the MUS product suite. The non-functional nature of this role means that you will not be able to transact (which means lead any structuring, credit, execution or commitment discussions) on behalf of any MUS legal entity; though through your role as Product Specialist you will be able to share data and information, attend both internal and external meetings, offering up views and opinions. All recommendations and final decisions around structure, credit, pricing, execution and commitment must be made by a MUS employee or a functional dual-hat employee.

WORK EXPERIENCE

Essential:

• Advanced knowledge and skills of international finance and specifically working experience in the field of Export Credit Agency finance or cross border / structured trade finance essential.

Preferred:

• Minimum of two years' experience in ECA and / or STF finance at an international bank preferred.

SKILLS AND EXPERIENCE

Functional / Technical Competencies:

Essential

• Fluency in English, verbal and written.
• Sound understanding of European ECA and / or structured trade financing structures. Interaction and negotiation with ECAs for approvals, legal formalities. Experience in coordinating and negotiating legal documentation for European ECAs-backed or structured trade finance facilities
• Microsoft Excel/Word/PowerPoint skills and experience required

Preferred:

• Fluency in another "European" language (French, German, Italian, Spanish or one of the "Nordics" languages).
• Experience with financial analysis at a corporate level.
• Knowledge of macros and VBA programming a plus

Education / Qualifications:

Essential:

• University degree

Preferred:

• Master's degree

PERFORMANCE AND DUTIES

The role holder will be assessed in accordance with their employing entity's performance framework and process with relevant input obtained from the dual hatting entity as relevant.

As duties and responsibilities change, the job description will be reviewed and emended in consultation with the role holder. The role holder will carry out other duties as are within the scope, spirit and purpose of the role as requested by their line manager or Department Head.

MANAGING CONFLICTS OF INTEREST

• The role holder will have responsibilities for both MUFG Bank and MUFG Securities EMEA plc.
• The role holder will be required to perform their duties and responsibilities on an entity neutral basis, without favour.
• The role holder is required to follow regulatory requirements applicable to ensure each business is appropriately supported and to maintain the legal entity integrity of each of MUFG Bank and MUS.
• Working terms are dictated by functional mandates, the terms of the Dual-Hat Arrangement Agreement in place between MUFG Bank and MUFG Securities EMEA plc and any other relevant agreements entered into between MUFG Bank and MUFG Securities EMEA plc.
• The role holder will have responsibility for identifying and resolving where there may be a difference or conflict in needs between MUFG Bank and MUFG Securities EMEA plc, escalating to their manager where required.

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them

Our Culture Principles

• Client Centric
• People Focused
• Listen Up. Speak Up.
• Innovate & Simplify
• Own & Execute