Head of Second Line Credit Risk

5 days ago

London Area, United Kingdom Dragonfly People Full time

Head of Second Line Credit Risk


My client is looking for a Head of Second Line Credit Risk professional. The role would suit an experienced, senior level Credit Risk professional with a control mindset who can engage with senior stakeholders with gravitas and communicate clearly and concisely.


You will be responsible for (not limited to):


  1. Deep Portfolio Insights and Analytics and regular follow ups with senior management.
  2. Deep regulatory understanding - affordability, consumer duty etc.
  3. Strong attention to detail - to build packs and run credit meetings and keep on top of everything.
  4. Strong confidence and gravitas - to hold people to account, follow up on actions, check and challenge etc.


Essential skills and Experience

  • 8+ Years Consumer Lending Experience.
  • Strong experience working in credit risk, preferably in the credit card space.
  • Deep understanding of regulations affecting consumer credit cards.
  • Strong confidence and gravitas - to hold people to account, check and challenge.
  • Exceptional attention to detail and commitment to delivery – run key meetings and documentation, stay on top of monitoring, follow up as needed.
  • Strategic and Conceptual understanding of Cards Portfolio Management and how Risk and Analytics strategies can affect portfolio dynamics.
  • Clear and Concise Communication ability – written and verbal.


Desirable skills and experience

  • Experience working in Financial Services.
  • Exposure to TSYS.
  • Knowledge of Alteryx & Tableau
  • Python/R (for occasional use).
  • Experience using AWS environment (Redshift connections, with S3 data lake)
  • Using JIRA or similar.

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