Life Underwriter

About The Role
Team – Underwriting & Claims - Life
Working Pattern - This role can be worked remotely with regular travel expected to either our Vitality Bournemouth, Stockport or London Offices. Full time, 37.5 hours per week. 
We are happy to discuss flexible working
Top 3 skills needed for this role:
Ability to manage workloads independently
Happy collaborate across other divisions of the business
Good interpersonal skillsWhat this role is all about:
Underwriters evaluate risk factors to determine risk acceptance and/or the appropriate price offered, so that Vitality writes and retains business in line with its risk appetite.
As an Underwriter, you will work mostly independently, with minimal guidance.  You will use existing processes to solve routine or standard problems.  You will work across several teams, mostly at your own level and may act as a resource for colleagues with less experience. 
Key Actions
Deliver high quality work in line with the life underwriting philosophy and guidelines and agreed deadlines and/or cost effectiveness
working independently within established practices, given processes, rules and regulations, delivering the work in line within agreed time frames
starting to build subject matter expertise in the assigned areas
take ownership of and are proactive in providing solutions to problems and analyse, evaluate and advise independently.
solve routine or standard problems following procedures or guidelines.
Can be assigned more complex work which is performed under supervision
Engage stakeholders / customers
provides information and/or advice to others relating specifically to the task at hand.
convey and explain information and opinion fluently and coherently both in written and oral communications.  
manage verbal referrals, taking and dealing with telephony-based queries. 
Build and transfer skills and knowledge
Able to work independently within specific area/s of underwriting.
stay abreast of changes and apply this to work as required.
take responsibility for active participation in both formal and informal learning initiatives. T
assist other Underwriters to develop skills and knowledge by working closely with them as required.
share ideas and collaborate with colleagues to ensure best practise.  They may be working towards additional role-relevant accreditation / certification, as agreed with their manager.What do you need to thrive?
Experienced underwriter with in-depth medical and financial knowledge in respect of Life cover, Serious Illness and Income Protection products.
Good working knowledge of reinsurance & regulatory procedures/requirements within the industry.So, what’s in it for you?
Bonus Schemes – A bonus that regularly rewards you for your performance
A pension of up to 12%– We will match your contributions up to 6% of your salary
Our award-winning Vitality health insurance – With its own set of rewards and benefits
Life Assurance – Four times annual salaryIf you are successful in your application and join us at Vitality, this is our promise to you, we will:
Help you to be the healthiest you’ve ever been.
Create an environment that embraces you as you are and enables you to be your best self.
Give you flexibility on how, where and when you work.
Help you advance your career by playing you to your strengths.
Give you a voice to help our business grow and make Vitality a great place to be.
Give you the space to try, fail and learn.
Provide a healthy balance of challenge and support.
Recognise and reward you with a competitive salary and amazing benefits.
Be there for you when you need us.
Provide opportunities for you to be a force for good in society.We commit to all these things because we want you to feel that you belong, and are supported to be happy and healthy.
About The Company
We're really excited to announce that we have recently been awarded "Top 10 Best Places To Work" in The Sunday Times Awards 2024
 
Diversity & Inclusion
We’re committed to diversity and inclusion because it’s good for our employees, for our business, and for society. To learn more please visit our Careers page.
Vitality’s approach to sustainability
Vitality is a business that drives positive change. We reward people for making and sustaining healthier choices. But healthy people also need a healthy environment. To learn more please visit our Careers page. 
If we are fortunate in receiving a high volume of quality applications we may need to close this vacancy early

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