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Underwriter, Chase Uk
3 months ago
As an Underwriter, you will be at the heart of ensuring fair decisions are being made for new applicants as we build and scale our business.
This exciting role will ensure you get to work with Credit Risk and Lending Product, providing direct feedback to help us optimise our processes.
This role is an unique opportunity to be part of building digital products and services across the globe in a start-up atmosphere, backed by one of the leading financial services providers worldwide (JP Morgan Chase & Co)Job responsibilities:
- Ensure the team operate within the service level agreements we believe everyone is responsible for delivering the right outcomes in a timely manner
- Support new product design and process optimization by continually identifying areas where we can improve
- Understand the consumer finance market to assist with lending decisions given
- Closely track MI to monitor the performance of the team
- Understand complex cases and continually observe for additional red flags (such as potential first party fraud indicators)
- Keep detailed and accurate records of the underwriting decisions and articulate clearly why decisions have been made
- Adhere to the FCA Conduct Rules
Required skills:
- Experience of financial underwriting within a regulated FCA environment, with a strong customer service background (1 year minimum)
- Experience of working on your own initiative and prioritise tasks to reflect the impact on the business
- Genuine interest in regulation and be able to interpret changes as they occur
- Able to communicate proficiently
- Able to lead by example and skilled at partnering with stakeholders
#ICBCareers
J.P.
Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors.
Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success.
We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.
In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.
