Graduate Credit

1 week ago


Leicester, Leicester, United Kingdom NEXT Full time

Graduate Credit & Risk Analyst

Location: Leicester, Head Office

As a Graduate Credit & Risk Analyst, you will demonstrate a passion for assessing risks through data and advising stakeholders on results and potential strategies. You will have the ability to perform in a highly dynamic and fast changing environment. You will have a desire to succeed and will have demonstrated your aptitude through previous experiences in work, life or academic studies. You will also possess outstanding communication skills with a demonstrable ability to engage with stakeholders

The Role

Provide support to various Credit & Risk Departments on a rotational basis which may include Credit Risk, Fraud Prevention, Collections Strategy and Debt Management. Manage the production of monthly / weekly management reports Support in the development and implementation of appropriate value-based risk policies, strategies and controls Support in the management and maintenance of Credit & Risk systems Liaise with others stakeholders in the business regarding credit risk related queries Assist Credit & Risk teams within the various areas to complete both regular and project based analysis Analyse the performance of current credit strategies, using internal and external data such as the credit reference agencies and fraud databases Assisting the commercial finance teams and marketing teams, providing ad-hoc support in the analysis of new propositions or customer strategies impacting our consumer lending portfolio. Learn coding languages (SQL, SAS, R, Python) to accurately extract information from the database, manipulate data and use various tools to analyse and present recommendations (including PowerBI, PowerPoint/Slides). Learn tools and techniques to analyse Credit & Risk data so that you can create insightful summaries for presentation, using multiple techniques for the visual display of information Input into the process of forecasting the NEXT P&L to enable calculation of forecasted profit and understand profit drivers Be part of weekly, monthly forums related to Credit & Risk performance Report on KPI's across the business

The Candidate

Excellent level of education with a Degree in Finance or similar Able to communicate with a wide range of colleagues, clearly and accurately both verbally and in writing, across in-person and virtual Ability to follow instructions and organise yourself to complete tasks fully and on time Good time management, administration and organisation skills An eye for detail and the drive to get under the skin of complex business challenges, joining the dots across multiple sources of insight High level of literacy and ability to present information in a user friendly and logical format Highly numerate, analytical thinker. Able to identify opportunities and drive insight and appropriate action from data. Exposure or desire to learn coding packages such as SQL, SAS, R, Python To have a flexible approach to the role and be willing to carry out a wide variety of tasks Enjoy working effectively with a wide variety of people in a team environment Self motivated to develop professionally and seek out training opportunities

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