Lead credit risk analyst

2 weeks ago


Birmingham, Birmingham, United Kingdom Harnham Full time
LEAD CREDIT RISK ANALYSTnBIRMINGHAMnUP TO £60,000


As a Lead Credit Risk Analyst, you will play a pivotal role in managing and enhancing our bank's credit risk strategies.

Leveraging your expertise in credit risk analysis, you will contribute to the development and implementation of robust credit risk models and policies, ensuring the bank's portfolio remains resilient and aligned with regulatory standards.


THE ROLEnConduct a comprehensive analysis of the credit portfolio, identifying emerging risks, providing insights to senior management for informed decision-making and implementing credit risk strategies.nCollaborate with cross-functional teams to formulate and update credit risk policies, ensuring compliance with regulatory requirements and internal standards.nUtilize large datasets to extract meaningful patterns, trends, and insights, contributing to a proactive and data-driven credit risk management approach.nStay abreast of industry regulations and ensure that credit risk strategies and models align with regulatory guidelines, making necessary adjustments as required.

REQUIREMENTSnBachelor's degree in a quantitative field such as Finance, Economics, Mathematics, or Statistics.

Advanced degree (MSc, PhD) is a plus.nProven experience in credit risk analysis within a banking or financial services environment.nStrong proficiency in statistical modeling and programming languages (e.g., SAS, R, Python) for data analysis.nIn-depth understanding of credit risk principles, regulatory requirements, and industry best practices.

HOW TO APPLYnPlease send CV or apply below

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