Junior Motor Underwriter

Are you keen to work somewhere that's stimulating and friendly, with countless opportunities for growth and plenty of freedom to make a real impact? This could be the place for you

We are looking for a Junior Motor Underwriter to join us at INSHUR; we are based in sunny Brighton (sea, chips and seagulls included) and our company embraces a hybrid working model, allowing you to thrive in both collaborative office settings and the comfort of your own home. You'll have the opportunity to work remotely while also connecting with your colleagues at our Brighton office at least once a week, fostering a dynamic and supportive environment.

You'll be working on re-inventing insurance in exciting markets across multiple territories including the UK, US and the Netherlands, and new European countries as we expand.

Supported by (and reporting to) the Motor Underwriting Manager, you'll be joining a friendly team who believe in delivering highly innovative, data-led, sustainable insurance products by challenging everything they know about insurance.

We value high performance and care deeply about making INSHUR feel like a place where everyone is building something really special, that we can all be proud of, and doing it with friends.

What you'll do

As a Junior Motor Underwriter you will support the underwriting strategy and ongoing development of our motor portfolio. You will work across Business As Usual tasks as well as helping identify areas to automate and innovate to help achieve our profitability & growth goals, working in close collaboration with the Customer Support, Sales and Technology teams. Working alongside peers who cover other products/territories, you will be working on initiatives to accelerate growth, profitability and to continually improve the customer lifecycle.

We don't have a checklist of skills - our hiring process is much more around aptitude and passion so don't worry if you've not used a particular tool or checked off all the skills and experience listed below.

That said, below is a guideline of skills for you to take a look at that we think would make you successful in this role.

We'd love to hear from you if you:

• Have experience in product and underwriting in the personal or commercial motor insurance sector (we think this would be 1+ years).
• Understand the insurance regulatory landscape well and are familiar with insurance market structures, market cycles and insurance operations, including compliance and regulatory issues.
• Have a knowledge of the tools and models used in the underwriting process
• An interest in how to develop underwriting guidelines whether or not there are reference guides to evaluate the exposures, historical data to evaluate loss potential or established rating bases for pricing.
• Have worked in collaboration with internal and external stakeholders to deliver optimal results for the business, including insurers, suppliers and claims management companies.
• Have an interest in developing policy wording / contract language and becoming comfortable consulting with Legal and Claims teams to determine intent of coverage language.
• Have a good knowledge of data gathering and manipulation techniques; a strong command of Excel and excellent analytical abilities including mathematics and statistical concepts.

Your colleagues say you:

• Have a great ability to think outside the box, assess risk and exposures, and be comfortable making underwriting decisions using non-traditional methods and tools.
• Have excellent analytical, communication and interpersonal skills.
• Thrive when interacting with various departments, be it Claims, Financial, Actuarial, Operations, Legal and external parties.

What we offer

We offer all our employees stock options and we will pay into your pension monthly. We've also built a benefits package that invests in our people's long-term personal and professional growth and wellbeing. Here's a sample of what this includes:

• 30 days of holiday annually in addition to bank holidays
• Private healthcare scheme for you and your family
• Life Insurance
• 13 weeks parental leave at full pay regardless of your gender
• Flexible working hours
• Employee Assistance Programme
• Annual personal training allowance and regular learning opportunities

• Monthly flexible wellbeing allowance to help you stay healthy and productive
• Office massages
• Workplace nursery scheme

We provide everyone with a top spec Mac or Windows laptop, monitor, top of the range kit, and any software you need to perform your job.

About Us

INSHUR is the fastest-growing global provider of insurance for the on-demand economy, making coverage fair and accessible for drivers.

Cutting edge technology underpins our revolutionary offering for on demand drivers, keeping premiums affordable and delivering results for partners. With a focus on embedded insurance solutions, and complementary technology integrations for digital platform providers such as Uber and Amazon, we've been helping drivers stay on the road since 2016 through our data, technology and in-house expertise.

We completed our B1 funding as well as the acquisition of American Business Insurance in 2023. We have exciting plans to continue growing our portfolio and product lines and expand to new territories in the future. As a global team of around 200 people based across the US, UK and the Netherlands, we value:

• Generosity, inclusivity, open-mindedness and diversity
• The delivery of great results and learning in the open
• Freedom to make long-term, high-impact decisions
• The wellbeing of our teammates and the people around us

And... Enjoying the ride

Equal opportunities

We believe that having a diverse team where everyone can be their authentic self is the key to our success. We encourage people from underrepresented backgrounds to apply and we don't discriminate based on race, colour, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, marital status, disability or age. Our office, when open, is child-friendly, dog-friendly and fully wheelchair-accessible.

While this position is advertised as full-time, we are flexible on the specific arrangements for the right candidate and would be happy to discuss part-time, job-share or other flexible arrangements if required. Let us know in your application if you have accessibility requirements for your interview.

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