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Credit Documentation Officer

4 months ago


London, United Kingdom KennedyPearce Consulting Full time

Job Description

A Global bank based in London, currently seek a Mandarin speaking Credit Documentation Officer with a proven background in Credit documentation review

Job Purpose

  • Loan Documentation review: Conducting thorough reviews of facility agreements to ensure compliance with credit approval requirements
  • Customer archiving management: Ensuring all legal/credit documents are fully collected before agreement signing.
  • Credit risk monitoring and portfolio management

Key Responsibilities & Accountabilities

Documentation Review

  • Assessing the operational feasibility of corporate loan documents including but not limited to Facility agreement, Silent sub participations, Agency documents, Secondary Trades and Security Agent’s role.
  • Ensure that the minimum requirements for drawdown are achieved prior to disbursement (i.e. facility agreement and term sheets are executed, credit approval is in place, Conditions Precedents are satisfied and utilisation requests are valid).
  • Conduct thorough reviews of credit documentation to ensure compliance with regulatory requirements, internal policies, and industry standards.
  • Identify discrepancies, errors, or omissions in credit documentation and liaise with relevant stakeholders to rectify issues in a timely manner.
  • Review credit proposals and supporting documentation prior to credit committee meetings, identifying any deficiencies or discrepancies and providing recommendations for resolution.
  • Review credit proposals and supporting documentation prior to credit committee meetings, identifying any deficiencies or discrepancies and providing recommendations for resolution.
  • Attend credit committee meetings as a representative of the documentation review and archiving team, providing insights and recommendations o based on documentation review findings and regulatory requirements and supporting decision-making processes.
  • Participate in credit committee, offering insights and recommendations based on documentation review findings and regulatory requirements.
  • Develop and implement standardised procedures for the review, verification, and archiving of credit documentation, ensuring accuracy, completeness, and compliance with regulatory standards
  • Assist in the development and implementation operational risk control measures, including the assessment of creditworthiness and risk mitigation strategies.

Credit File Archiving

  • Lead the documentation review and archiving team, overseeing the accurate and timely review, verification, and archiving of credit documentation.
  • Develop and implement standardised procedures for the review, verification, and archiving of credit documentation, ensuring adherence to regulatory requirements and internal policies. Supervise of documentation specialists, providing guidance, training and support to ensure efficient and effective performance.
  • Conduct regular audits and quality checks of documentation processes to identify areas for improvement and implement corrective actions as needed.
  • Ensure timely and accurate archiving of credit documentation in accordance with established guidelines and retention policies.
  • Serve as a subject matter expert on documentation management practices

Essential Experience Required

  • Previous experience in credit documentation review from a banking background is essential
  • Mandarin speaking is preferred
  • Credit risk monitoring and portfolio management – Essential
  • UK Banking experience gained in the UK - Essential
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