Senior Credit Risk Analyst

Found in: Jooble UK C2 - 3 weeks ago


United Kingdom Harnham Full time

SENIOR CREDIT RISK ANALYST (FTC)
This role will focus on evaluating and looking after the mortgage portfolio within the company’s credit risk function. In order to maximise lending productivity and maximise profitability, they are looking for an individual to help drive the credit risk function.

Playing a pivotal role in the financial sector, this company focuses on providing a range of products. They engage in credit assessments for individual and corporate borrowers. They not only monitor existing credit performance, but also develop credit risk models. Assess creditworthiness for both individual and corporate borrowers through in-depth analysis of financial statements, credit reports, and relevant data
Monitor existing borrowers' credit performance, promptly identifying warning signs and proposing necessary actions
Develop and maintain credit risk models, evaluating default probability, loss given default, and exposure at default
Ensure compliance with financial regulations and industry standards, actively contributing to enhance credit policies
Present risk reports to senior management, emphasizing key risk indicators and proposing effective strategies for risk mitigation

Proficiency in SAS/SQL and or Python
Excellent communication skills and ability to handle sensitive information and data

Discretionary bonus
~ Pension contributions
~25 days of holiday plus bank holidays and buy scheme
~ Private medical
~



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