Corporate Banking Manager

This is an exciting opportunity to join an established team at East Lancashire branch as a Corporate Banking Manager.
The post holder will have full responsibility for all aspects of client relationships including preparation of credit applications, balance sheet analysis, annual reviews, monitoring of management accounts, covenant compliance, profitability and ensuring our clients have full knowledge of the Bank’s banking services.
Building relationships with customers and ensuring customer satisfaction through the provision of excellent customer service
Identifying, meeting and winning prospective new customers/introducers by outlining how we work and what we can offer in terms of service and facilities
Completion of credit applications and credit annual reviews in line with the Bank’s Credit Policy
Interpretation of financial information provided by customers, evaluating lending propositions, assessing and formulating risk ratings correctly and structuring transactions, ensuring the right customer selection
Develop and maintain a sound understanding of the local market, and to maintain relationships with professional firms and introducers
Attendance at suitable networking events and undertaking focused business development activities
Identify and offer customers on a needs basis, the appropriate Handelsbanken products and services, effectively communicating relevant features, benefits and risks
General administration, preparation/reviewing of legal documentation for accounts (including KYC/AML reviews), lending facilities and securities
Research (by Harvard University) shows that women are particularly likely to second guess themselves and not apply - so if you are worried you don't meet all the criteria, get in touch anyhow and let us do the worrying…
The successful candidate will have understanding of the Bank’s Credit Policy and processes and will take the initiative to drive their own performance. They will have demonstrable knowledge of the Bank’s suite of corporate products and a good understanding of competitor products, relevant industry and market driven trends. The applicant must be a strong team player, flexible, proactive and conscientious and bring a positive attitude. Previous experience in dealing with lending documentation/security and AML/KYC procedures for business customers/transactions would be advantageous.
In order to successfully undertake this role, a high level of computer literacy (Microsoft Word and Excel) is essential. Training will be provided on additional internal IT systems.
Handelsbanken is a relationship bank with a decentralised way of working, a strong local presence thanks to a nationwide network of branches, and a long-term approach to customer relations. Each Handelsbanken branch operates as a local business enabling it to make decisions at a local level and provide a bespoke service. The focus is always on the need of the individual customer and not on the sale of specific products.
The Bank is deeply committed to embedding good equality and diversity practice into all of our activities. This is so that we are an inclusive, welcoming and inspiring place to work that encourages everyone to apply, regardless of socio-economic background, age, disability, pregnancy and/or parental status, race (including colour, nationality, and ethnic or national origin), veteran status, marital and civil partnership status, religion or belief, sex, gender reassignment or sexual orientation.
Check our Handelsbanken website for further information
We take a long term perspective in everything we do and want each employee who joins us to build a long term successful career with the Bank.
Competitive Salary and an extensive range of benefits is provided, including private medical insurance, income protection and life assurance
A market-leading pension contribution of 15% paid by the bank, which can be invested in a wide range of funds (including ESG and Shariah funds)
One of our Handelsbanken recruiters will be reviewing your details and will later organise a phone conversation if you match the role requirements. Our Talent Acquisition team will be happy to provide support e.g. if you need additional time to prepare for an interview or you have any requirements for any part of the interview/hiring process – just let us know by email uk_talent@careers.