Current jobs related to Corporate Credit Director - London - Sumitomo Mitsui Banking Corporation - SMBC Group
-
Corporate Bond Researcher
2 weeks ago
London, Greater London, United Kingdom Gimme Credit Full timeAbout Gimme CreditGimme Credit is a leading independent corporate bond research firm, recognized for its in-depth analysis and research reports. Our daily reports are read by thousands of investment professionals at top financial institutions, including banks, hedge funds, insurance companies, and securities firms.Job SummaryWe are seeking a highly skilled...
-
Corporate Bond Researcher
2 weeks ago
London, Greater London, United Kingdom Gimme Credit Full timeAbout Gimme CreditGimme Credit is a leading independent corporate bond research firm, recognized for its in-depth analysis and research reports. Our daily reports are read by thousands of investment professionals at top financial institutions, including banks, hedge funds, insurance companies, and securities firms.Job SummaryWe are seeking a highly skilled...
-
Financial Credit Analyst
4 days ago
London, Greater London, United Kingdom Cognitive Credit Full timeAbout Cognitive CreditWe are a leading financial technology company that develops advanced analytics software for global credit investors. Our mission is to empower institutional investors to make informed decisions by providing them with accurate and timely financial data.Job SummaryWe are seeking a highly skilled Financial Credit Analyst to join our team....
-
Financial Credit Analyst
4 days ago
London, Greater London, United Kingdom Cognitive Credit Full timeAbout Cognitive CreditWe are a leading financial technology company that develops advanced analytics software for global credit investors. Our mission is to empower institutional investors to make informed decisions by providing them with accurate and timely financial data.Job SummaryWe are seeking a highly skilled Financial Credit Analyst to join our team....
-
Director - Private Credit
4 weeks ago
London, United Kingdom Viola Credit Full timeAbout Viola Credit is a global credit asset manager focused on the innovation economy. Our rapidly growing team of 30+ is based out of three office Tel Aviv, London and New York. We currently managing $2.5bn in assets and just announced a $600M first close of a new $1.5 billion alternative lending fund: ( We provide flexible, tailored credit solutions to...
-
Financial Credit Analyst
3 days ago
London, Greater London, United Kingdom Cognitive Credit Full timeAbout Cognitive CreditWe are a leading financial technology company that develops advanced analytics software for global credit investors. Our mission is to automate as much of a credit analyst's workflow as possible to free up institutional investors' resources and empower their businesses to be as productive and insightful as possible.Job SummaryWe are...
-
Financial Credit Analyst
2 days ago
London, Greater London, United Kingdom Cognitive Credit Full timeAbout Cognitive CreditWe are a leading financial technology company that develops advanced analytics software for global credit investors. Our mission is to automate as much of a credit analyst's workflow as possible to free up institutional investors' resources and empower their businesses to be as productive and insightful as possible.Job SummaryWe are...
-
Head of Corporate Credit Operations
1 month ago
London, Greater London, United Kingdom Canadian Imperial Bank of Commerce Full timeExecutive Director, Corporate Credit Join our team as we redefine banking for the contemporary landscape. We are seeking skilled and passionate individuals committed to prioritizing our clients' needs. At Canadian Imperial Bank of Commerce, we value your unique strengths and aspirations, empowering you to excel in your role. Our team members are equipped to...
-
Asset Finance Credit Analyst
7 days ago
London, Greater London, United Kingdom Cognitive Credit Full timeJoin Our Team as a Corporate Financial Data SpecialistWe are a leading financial technology company, Cognitive Credit, that develops advanced analytics software for global credit investors. Our mission is to automate as much of a credit analyst's workflow as possible to free up institutional investors' resources and empower their businesses to be as...
-
Asset Finance Credit Analyst
7 days ago
London, Greater London, United Kingdom Cognitive Credit Full timeJoin Our Team as a Corporate Financial Data SpecialistWe are a leading financial technology company, Cognitive Credit, that develops advanced analytics software for global credit investors. Our mission is to automate as much of a credit analyst's workflow as possible to free up institutional investors' resources and empower their businesses to be as...
-
Asset Finance Credit Analyst
3 days ago
London, Greater London, United Kingdom Cognitive Credit Full timeJoin Our Team as a Corporate Financial Data SpecialistWe are a leading financial technology company, Cognitive Credit, that develops advanced analytics software for global credit investors. Our mission is to automate as much of a credit analyst's workflow as possible to free up institutional investors' resources and empower their businesses to be as...
-
Asset Finance Credit Analyst
3 days ago
London, Greater London, United Kingdom Cognitive Credit Full timeJoin Our Team as a Corporate Financial Data SpecialistWe are a leading financial technology company, Cognitive Credit, that develops advanced analytics software for global credit investors. Our mission is to automate as much of a credit analyst's workflow as possible to free up institutional investors' resources and empower their businesses to be as...
-
Financial Data Analyst
3 weeks ago
London, Greater London, United Kingdom Cognitive Credit Full timeAbout Cognitive CreditCognitive Credit is a leading financial technology company that specializes in developing advanced analytics software for global credit investors.We work closely with the world's largest investment banks, asset managers, and hedge funds to automate as much of a credit analyst's workflow as possible, freeing up institutional investors'...
-
Financial Data Analyst
3 weeks ago
London, Greater London, United Kingdom Cognitive Credit Full timeAbout Cognitive CreditCognitive Credit is a leading financial technology company that specializes in developing advanced analytics software for global credit investors.We work closely with the world's largest investment banks, asset managers, and hedge funds to automate as much of a credit analyst's workflow as possible, freeing up institutional investors'...
-
Sales Director
4 months ago
London, United Kingdom Credit Benchmark Full time**Who we are** Credit Benchmark is a financial data analytics company that has partnered with the world’s leading financial institutions to create the largest and most sophisticated contributed credit risk data platform in the market. We help clients identify, quantify, and monitor credit risk across a wide array of exposures by leveraging CB’s unique...
-
Financial Credit Analyst London
2 weeks ago
London, Greater London, United Kingdom Cognitive Credit Full time{"h2": "Job Summary", "p": "At Cognitive Credit, we are seeking a highly skilled Financial Credit Analyst to join our team in London. As a key member of our credit analysis team, you will be responsible for collecting and managing corporate financial data, utilizing our proprietary technology to build and maintain our data set – financial models across US...
-
Financial Credit Analyst London
2 weeks ago
London, Greater London, United Kingdom Cognitive Credit Full time{"h2": "Job Summary", "p": "At Cognitive Credit, we are seeking a highly skilled Financial Credit Analyst to join our team in London. As a key member of our credit analysis team, you will be responsible for collecting and managing corporate financial data, utilizing our proprietary technology to build and maintain our data set – financial models across US...
-
Senior Credit Director
4 days ago
London, Greater London, United Kingdom Page Executive Full timeAbout Our ClientPage Executive is proud to partner with a global corporate and investment bank, renowned for its highly respected leveraged finance team.Job DescriptionWe are seeking a seasoned credit professional to join our client's Global Corporate & Investment Bank as a Leveraged Finance Large Cap Credit Director.Utilize credit officer-level delegated...
-
Senior Credit Director
4 days ago
London, Greater London, United Kingdom Page Executive Full timeAbout Our ClientPage Executive is proud to partner with a global corporate and investment bank, renowned for its highly respected leveraged finance team.Job DescriptionWe are seeking a seasoned credit professional to join our client's Global Corporate & Investment Bank as a Leveraged Finance Large Cap Credit Director.Utilize credit officer-level delegated...
-
Financial Credit Analyst London
4 months ago
London, United Kingdom Cognitive Credit Full timeWe are a financial technology company that develops advanced analytics software for global credit investors. We work with the world’s largest investment banks, asset managers, and hedge funds. Our aim is to automate as much of a credit analyst’s workflow as possible to free up institutional investors’ resources and empower their businesses to be as...
Corporate Credit Director
4 months ago
Job Description
Director
Credit Department, Corporate Credit
Purpose of Job
- A second line of defence role providing credit risk management / oversight of existing and new Corporate credit transactions in the EMEA Corporate Credit portfolio with a focus on cross-over and sub investment grade borrowers.
- Critical challenge and detailed review of credit submissions from Front Office providing recommendations to approvers within CD, EMEA or Tokyo HQ.
- Act as a credit expert, collaborating with coverage and product teams to facilitate positive outcomes for SMBC customers while remaining within the bank’s risk appetite.
- Use of delegated Credit Officer approval authority.
Background
- Report to MD within a team of specialist corporate credit risk professionals.
- Act as primary analyst on a specified portfolio of clients with a focus on cross-over and sub investment grade borrowers and related transactions, with oversight of a secondary portfolio where required.
- Manage credit portfolio including applications and approval process, and emerging credit developments in conjunction with Front Office (first line of defence).
- Engage with Front Office professionals and provide appropriate challenge on risk issues / develop workable solutions to mitigate risk issues where appropriate.
Facts / Scale
- Assist in credit risk management of a c.US$80bn portfolio of Corporate credit exposure in EMEA with primary responsibility for a portfolio of [50] customers within the cross-over and sub investment grade range.
- Corporate credit risk team of 14 members in London handles c.1,500 transaction related applications pa and c.3,000 total applications pa.
- Assessment of new transactions and portfolio monitoring with involvement in under-performing / deteriorating credit situations.
- High complexity of territories covering the entire EMEA geography raising complex non-credit risk issues such as geo-political, sovereign risk, sanctions risk and reputational risk.
Accountabilities & Responsibilities
Credit Transactions
- Analyse Front Office credit applications in a structured manner for clear identification and articulation of credit risk issues and how these may be mitigated.
- Provide appropriate challenge to Front Office on risk issues of a borrower / transaction and develop suitable workable solutions. Collaborate with 2nd line risk colleagues as required on ESG risk assessment.
- Manage workflow independently and efficiently to achieve transaction deadlines, with early escalation to team management of material risk issues.
- Oversight of credit work undertaken by any team members being mentored and/ or as direct reports.
- Presentation with recommendation of deals to team management and EMEA senior management e.g. Director Approval Meeting (CEO, COO, CRO).
- Utilise Credit Officer delegated authority.
Credit Portfolio Management
- Ensure obligor grade ratings are accurate and reflect a current forward-looking view of the obligors in the assigned portfolio.
- Within assigned portfolio, review quarterly self-assessment submissions and credit cost provisioning for Special Credits.
- Articulate risk trends and “lessons learnt” within assigned portfolio to support the possible revision of Origination Guidelines subject to semi-annual review.
Training and development
- Support the team in the development and provision of ongoing training to credit colleagues in the team and Front Office colleagues on credit analysis.
Internal discipline, Compliance
- Comply with all regulatory and internal policies and procedures, regulations, and guidelines.
- Serve as a role model for high personal and corporate ethical values and standards of integrity.
Knowledge, Skills, Experience & Qualifications
- Degree level education and / or relevant professional qualifications (eg: ACA, ACCA, ACT, CFA), and a track record of continued learning and development.
- Significant experience in a credit management role within a major international bank with meaningful exposure to cross- over and sub investment grade borrowers gained through several credit cycles involving a broad range of products / transaction types.
- Strong working knowledge of corporate loan products, trade finance and derivative products, including detailed knowledge of documentation and market trends.
- High level of IT literacy, strong written and verbal communication skills supporting preparation of succinct and focused credit risk opinions, and strong interpersonal skills supporting collaboration / teamwork.
- Some experience of problem asset management / work-outs is desirable.
- Have a network of professional relationships within the financial services sector and up to date knowledge of trends in the corporate credit markets across EMEA.
Challenges
- Short deadlines and ability to think clearly whilst working under pressure.
- Identification of key risk issues from a large volume of information in credit papers, markets data, and due diligence reports.
- Conflict management between Front Office and Credit Department as part of a rigorous ‘propose and challenge’ process between first and second lines of defence
- Protecting the balance sheet in a higher risk business.
